Method and system for generating location based purchase incentives based on predicted route of travel

A mobile device comprising a GPS receiver, processing circuitry, and a memory, wherein the processing circuitry is programmed to execute an app on the mobile device which performs the steps of:

• the mobile device analyzing GPS coordinate data from the GPS receiver to determine a plurality of locations of the mobile device as the mobile device travels along a route and an associated timeframe when the mobile device is at each of the plurality of locations;
• the mobile device recording the plurality of locations and associated timeframes in a location log stored in the memory;
• the mobile device analyzing the location log to predict a subsequent location of the mobile device and an associated timeframe that the mobile device will be at the subsequent location;
• the mobile device determining a merchant proximate to the predicted subsequent location of the mobile device;
• and
• the mobile device generating a purchase incentive for use by the mobile device at the merchant determined to be proximate to the predicted subsequent location of the mobile device.