Automatic teller machine using banknote packages packed in advance

An automatic teller machine, mainly comprising a control and communication circuit unit (1), one to more banknote boxes (2), a display (3), a keyboard (4), a card reader (5), a receipt printer (6), a transfer roller (7), an output opening (8) and a banknote supply inlet (9), wherein the control and communication circuit unit (1) is provided therein with a computer and a communication device exchanging information with the bank account system , and controls the operation of each component based on a predetermined program, characterized in that the banknote box (2) is loaded with a plurality of banknote packages (11), each banknote package (11) packing therein one to hundreds of banknotes (1104) encapsulated by a packaging material (1101), and that when a payee withdraws money, the ATM reads the payee's account information such as the bank card number via the card reader (5) and receives the password of the bank card and the withdrawal information inputted by the payee via the keyboard (4);

• then the control and communication circuit unit (1) transfers the account information such as the bank card number and the password as well as the withdrawal information to the bank account system for checking and receives information of authorization for this withdrawal operation from the bank account system;
• and the control and communication circuit unit (1) controls the banknote box (2) and the transfer roller (7) of the automatic teller machine to output a banknote package (11) corresponding to the amount of money to be withdrawn to the output opening (8) for the payee to withdraw, wherein the automatic teller machine further includes mechanisms configured to dispense two or more different types of packages of prepackaged banknotes wherein each different type of package contains a different number or banknotes, a different denomination of banknotes or a different number and denomination of banknotes.