Metadata-configurable systems and methods for network services

A non-transitory computer readable medium comprising executable instructions, the executable instructions being executable by a processor to perform a method, the method comprising:

• providing an interface to a digital device over a network, the interface requesting first information regarding a proposal;
• receiving the first information from the digital device;
• instantiating a first business object based on the received first information;
• storing the first business object within a data structure residing in the computer readable medium or in another computer readable medium;
• generating metadata associated with the received first information;
• storing the metadata in the computer readable medium or in the other computer readable medium;
• identifying and retrieving a particular business rule from a plurality of business rules based on the metadata, the particular business rule comprising instructions to perform an operation that is conditional based on the first business object;
• determining whether a condition is satisfied by the first business object;
• if the condition is satisfied, determining whether additional information is required based on the particular business rule;
• determining a status of the proposal based on the determination whether the condition is satisfied and based on the determination whether the additional information is required;
• and
• providing a second interface to the digital device indicating the status of the proposal.