Methods, systems, and computer readable media for designating a security level for a communications link between wireless devices

A system for designating transport security level between two near field communications (NFC) devices, the system comprising:

• a content issuer server configured for defining wireless transport security levels for a plurality of electronic certificates and transmitting the plurality of electronic certificates, wherein each of the wireless transport security levels is defined in a metadata field in each of the plurality of electronic certificates, wherein each of the plurality of electronic certificates includes an electronic based softcard associated with a monetary value;
• and
• a first wireless device configured for receiving the plurality of electronic certificates from the content issuer server, for conducting a wireless transaction to transfer electronic certificate data associated with one or more electronic certificates stored within the first wireless device, for determining a respective wireless transport security level previously designated at the content issuer server for each of the one or more stored electronic certificates, and for determining a highest transport security level from among the respective wireless transport security levels associated with the stored electronic certificates, wherein the stored electronic certificates includes at least the plurality of electronic certificates from the content issuer server;
• and
• a second wireless device configured for establishing a wireless communications link associated with the wireless transaction to receive the electronic certificate data associated with one or more electronic certificates stored on the first wireless device and for receiving the electronic certificate data associated with the one or more electronic certificates from the first wireless device in accordance with a security measure that corresponds to the determined highest wireless transport security level.

A non-transitory computer readable medium having stored thereon computer executable instructions that when executed by a processor of a computer controls the computer to perform steps comprising:

• designating, by a content issuer server, a wireless transport security level for each of a plurality of electronic certificates, wherein the wireless transport security level is defined in a metadata field in each of the plurality of electronic certificates;
• sending, by the content issuer server, the plurality of electronic certificates to a first wireless device, wherein each of the plurality of electronic certificates includes an electronic based softcard associated with a monetary value;
• establishing, at a second wireless device, a wireless communications link to transfer electronic certificate data associated with one or more electronic certificates stored on the first wireless device to the second wireless device via a wireless transaction, wherein the stored electronic certificates includes at least the plurality of electronic certificates from the content issuer server;
• determining, for each of the one or more stored electronic certificates, a respective wireless transport security level previously designated at the content issuer server;
• determining, at the first wireless device, a highest wireless transport security level from among the respective wireless transport security levels associated with the one or more stored electronic certificates;
• and
• transferring the electronic certificate data associated with the one or more electronic certificates from the first wireless device to the second wireless device via the wireless communications link in accordance with a security measure that corresponds to the determined highest wireless transport security level.