Network-based consumer transactions with credit accounts
AssigneeeBay Inc.
InventorPeter Zhe Chu
Life of this patent
Estimating the term…
Abstract
A computer-implemented method and system is operable to: receive a purchase transaction from a purchaser, the purchase transaction including purchase transaction information including a purchaser credit number associated with a purchaser credit account previously established on a payment site, use the purchaser credit number to obtain associated purchaser credit account information maintained at a payment site, receive from the payment site a disposition of the purchase transaction, and receive from the payment site purchaser-specific information to streamline the purchase transaction.
Claims20
A method comprising:
- receiving a number from a user at a third party site,
- identifying the number as a credit number corresponding to a credit account of the user at a payment site, the payment site being associated with a financial site that is separate from the payment site and the third party site, the identifying based on a determining that the number does not conform with a traditional numbering method associated with the financial site;
- and
- based on the identifying, processing a payment on behalf of a user, the processing including accessing the financial site associated with the credit account of the user at the payment site, the processing being performed by a hardware processor.
A system comprising:
- one or more modules implemented by one or more computer processors and configured to:
- receive a number from a user at a third party site;
- identify the number as a credit number corresponding to a credit account of the user at a payment site, the payment site being associated with a financial site that is separate from the payment site and the third party site, the identifying based on a determining that the number does not conform with a traditional numbering method;
- and
- based on the identifying, process a payment on behalf of a user, the processing including accessing the financial site associated with the credit account of the user at the payment site.
A computer readable medium, the computer readable medium not including a transitory propagating signal, the computer readable medium embodying a set of instructions that, when executed by a processor, cause the processor to perform operations, the operations comprising:
- receiving a number from a user at a third party site;
- identifying the number as a credit number corresponding to a credit account of the user at a payment site, the payment site being associated with a financial site that is separate from the payment site and the third party site, the identifying based on a determining that the number does not conform with a traditional numbering method associated with the financial site;
- and
- based on the identifying, processing a payment on behalf of a user, the processing including accessing the financial site associated with the credit account of the user at the payment site.
Dependencies are inferred from the claim text.