US 8,893,960 B2Granted

Banking system controlled responsive to data bearing records

AssigneeDiebold Self-Service Systems division of Diebold, Incorporated

InventorsMark A. Douglass, Daniel Schoeffler, Dave Kraft, Richard C. Lute, Jr.

Life of this patent

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Abstract

An automated banking machine operates using data read from user cards. The machine is operative to transfer funds in accounts. The machine includes a user fascia adapted to be held by a lock adjacent an opening of a housing supported atop a security chest. The fascia is supported by the housing through two horizontally-disposed members. The fascia is movable away from the housing. The machine includes serviceable components including a card reader supported within the housing or by the fascia. A machine servicer can stand between the two horizontally-disposed members while servicing the machine. The housing additionally includes a rear panel similarly movably mounted with two other horizontally-disposed members for use in servicing rear components.

Claims20

Dependent claims

Apparatus comprising:

an automated banking machine,
wherein the machine includes a housing,
wherein the machine includes at least one display,
wherein the machine includes a cash dispenser,
wherein the cash dispenser is operative to selectively dispense cash stored in the machine to authorized users of the machine,
wherein the machine includes at least one reader,
wherein the at least one reader is operable to read user data usable to identify at least one of a financial account and a user of the machine,
wherein the machine is operable to carry out a cash dispense transaction involving a financial account responsive at least in part to computer-determined correspondence between user data read by the at least one reader and the financial account,
wherein the machine includes a user fascia,
wherein the user fascia is supported by two horizontally disposed extendable and retractable slide assemblies connected to the housing,
wherein the slide assemblies allow the user fascia to be manually moved between an inner position located adjacent the housing and an outer position located away from the housing,
wherein while the user fascia is located at the outer position, a horizontal space is bounded by the user fascia, the slide assemblies, and the housing,
wherein the machine includes a component rack,
wherein the component rack is supported by two horizontally disposed extendable and retractable rack slide assemblies connected to the housing,
wherein a horizontal area extends between the rack slide assemblies,
wherein the rack slide assemblies allow the component rack to be manually moved between an inside position located inside the housing and an outside position located outside of the housing,
wherein the component rack is only movable from the inside position to the outside position while the user fascia is located at the outer position,
wherein while the component rack is located at the outside position, both the horizontal space and the horizontal area vertically overlap.

15 more elements

Apparatus comprising:

an automated transaction machine,
wherein the machine includes at least one reader,
wherein the at least one reader is operable to read user data usable to identify a financial account,
wherein the machine includes a housing,
wherein the machine includes a user fascia,
wherein the user fascia is operatively supported by extendable and retractable supports,
wherein the supports are connected to the housing,
wherein the supports include at least a first support and a second support,
wherein the first support is horizontally disposed from the second support,
wherein while the user fascia remains operatively supported by the supports, the user fascia is movable between a first position adjacent the housing and a second position away from the housing,
wherein movement of the user fascia to the second position forms a horizontal work space,
wherein the work space is surrounded by the user fascia, the first support, the housing, and the second support,
wherein the work space allows a machine service person to be vertically standing up through the work space while servicing at least one component of the machine.

10 more elements

Apparatus comprising:

an automated transaction machine,
wherein the machine includes at least one reader,
wherein the at least one reader is operable to read user data usable to identify a financial account,
wherein the machine includes a housing,
wherein the machine includes a movable arrangement,
wherein the movable arrangement is manually movable by an authorized machine service person between an inner position located adjacent the housing and an outer position located away from the housing,
wherein while the movable arrangement is at the outer position, the movable arrangement is supported by support members,
wherein the support members are supported by support structure inside the housing,
wherein the support members include at least a first support member and a second support member,
wherein the first support member is horizontally disposed from the second support member,
wherein while the movable arrangement is at the outer position, a horizontal work space is surrounded by the movable arrangement, the first support member, the housing, and the second support member,
wherein the work space allows the service person to stand up therethrough during servicing of at least one component of the machine.

9 more elements

Dependencies are inferred from the claim text.

Facts

Application: 13/726,959Filed 26 Dec 2012 · continuation
Priority: 29 Aug 2007
Published: US 2014/0014719 A116 Jan 2014
Granted: 25 Nov 2014
Term ends: Not estimatedThe source records don’t support an estimate.

Classification4 codes

G07F 19/00
Complete banking systems
G07F 19/20
Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to…:…
G07F 19/205
Automatic teller machines [ATMs]: housing aspects of ATMs
G07F
Coin-freed or like apparatus

Family

Application60/966,709Us provisional application · filed 29 Aug 2007
Application12/229,759Parent of this continuation · filed 26 Aug 2008
Application13/417,488Parent of this continuation · filed 12 Mar 2012
US 2014/0014719 A1Pre-grant publication · published 16 Jan 2014
US 8,342,398 B2Parent of this continuation
US 8,181,855 B2Parent of this continuation
US 2009/0057398 A1Published application
US 2012/0168499 A1Published application
US 8,893,960 B2This patent

From the US filing history. Foreign family members aren’t listed.