Payment card and methods
AssigneeProtean Payment, Inc.
InventorsThiago Olson, Chris Bartenstein
Life of this patent
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Abstract
One variation of a method for controlling a payment card comprising a magnetic stripe emulator and a set of input regions includes: receiving a tap input on a surface of the payment card; in response to receiving the tap input, attempting wireless communication with a mobile computing device; suppressing a payment function of the magnetic stripe emulator in response to failed wireless communication with the mobile computing device; receiving a series of inputs through the set of input regions; authenticating the series of inputs as a passcode; and, in response to authenticating the series of inputs as the passcode, enabling the payment function of the magnetic stripe emulator.
Claims19
A method for controlling a payment card comprising a magnetic stripe emulator, and a set of input regions, the method comprising:
- receiving an input on a surface of the payment card;
- in response to receiving the input, attempting wireless communication with a mobile computing device associated with a unique wireless communication address;
- in response to a predefined number of failed attempts to establish a wireless connection with the mobile computing device at the unique wireless communication address, suppressing a payment function of the magnetic stripe emulator with a magnetic sequence command stored on the payment card;
- receiving a series of inputs through the set of input regions;
- authenticating the series of inputs as a passcode;
- and
- in response to authenticating the series of inputs as the passcode, enabling the payment function of the magnetic stripe emulator.
A method for controlling a payment card comprising a planar sheet, a magnetic stripe emulator, a first input region, and a second input region, the method comprising:
- receiving an input on a surface of the payment card that bends the sheet out of plane;
- in response to receiving the input, establishing a wireless connection with a mobile computing device;
- receiving a first magnetic sequence command and a second magnetic sequence command from the mobile computing device, the first magnetic sequence command associated with a first payment method, the second magnetic sequence command associated with a second payment method;
- assigning the first payment method to the first input region;
- assigning the second payment method to the second input region;
- receiving a selection for the second payment method through the second input region;
- and
- in response to receiving the selection for the second payment method, driving the magnetic stripe emulator according to the second magnetic sequence command.
A method for controlling a payment card comprising a planar sheet, a magnetic stripe emulator, a first input region assigned a first payment method, and a second input region assigned a second payment method, the method comprising:
- authorizing use of the payment card;
- initiating a timed payment mode comprising a payment timer;
- receiving a selection for the first payment method through the first input region, the first payment method associated with a first magnetic sequence command stored in memory;
- in response to receiving the selection for the first payment method, enabling a payment function of the magnetic stripe emulator with the first magnetic stripe command;
- setting the payment timer for the payment function with the first magnetic stripe command based on a location of the payment card;
- locking the payment function of the magnetic stripe emulator with the first magnetic stripe command against a selection for the second payment method entered into the second input region;
- and
- disabling the payment function of the magnetic stripe emulator with the first magnetic stripe command in response to expiration of the payment timer.
Dependencies are inferred from the claim text.