Method and system for distributing and tracking information

A computer-implemented method for distributing information and monitoring the distributed information in a banking environment, the method comprising:

• retrieving stored data and instructions from at least one computer memory;
• executing the instructions using at least one computer processor to perform steps including:
• composing an electronic notification instrument by for providing,
• a notification component,
• an embedded object including computer code, the embedded object functioning as a tracer, the tracer enabling identification of a disposition of the electronic notification instrument when the electronic notification instrument is accessed, wherein identifying the disposition comprises processing at least one of an IP address, a location, and a user identity, and
• a payload component, the payload component including a selectable link providing access to information;
• predetermining tracer disposition rules defining acceptable tracer disposition;
• pushing the electronic notification instrument from the information distributor to an information recipient;
• identifying, using the tracer, a disposition of the electronic notification instrument when the electronic notification instrument is accessed upon receipt by the information recipient;
• determining, based on the tracer disposition rules and the disposition of the electronic notification instrument, upon detecting access to the electronic notification instrument, whether the electronic notification instrument has an acceptable disposition in accordance with the tracer disposition rules and the identified disposition;
• and
• rendering the electronic notification instrument inaccessible if the disposition is not acceptable, the rendering causing the electronic notification instrument payload component content associated with the information distributor to encrypt or destruct via execution of the embedded object computer code of the tracer.

A system for push and pull banking, the system comprising:

• retrieving stored data and instructions from at least one computer memory;
• executing the instructions using at least one computer processor to perform steps including:
• locating banking information for distribution from an information distributor and preparing a notification instrument using a message composition engine, the electronic notification instrument comprising a notification component and a payload composition component;
• appending an embedded object including computer code to the electronic notification instrument, the embedded object functioning as a tracer to the notification instrument, the tracer enabling identification of a disposition of the electronic notification instrument when the electronic notification instrument is viewed, wherein identifying the disposition comprises processing at least one of an IP address, a location, and a user identity;
• predetermining tracer disposition rules defining an acceptable tracer disposition;
• pushing the electronic notification instrument from the information distributor to an information recipient;
• tracking the tracer when the tracer accesses an information distributor server upon viewing by the information recipient of the electronic notification instrument;
• determining, based on the tracer disposition rules and the disposition of the electronic notification instrument, whether the information recipient is an authorized information recipient;
• when unauthorized, rendering the electronic notification instrument inaccessible, the rendering causing the electronic notification instrument payload component content associated with the information distributor to encrypt or destruct via execution of the embedded object computer code of the tracer;
• and
• when authorized, allowing pulling of information through the notification instrument by an authorized recipient of the information.

A computer-implemented method for distributing information from an information distributor in a banking environment, the method comprising:

• retrieving stored data and instructions from at least one computer memory;
• executing the instructions using at least one computer processor to perform steps including:
• receiving information from multiple information sources and validating and verifying the information;
• composing an electronic notification instrument from the information by providing a notification component and providing a payload component, the payload component including a selectable link providing access to information;
• appending an embedded object including computer code, the embedded object functioning as a tracer to the notification instrument, the tracer enabling identification of a disposition of the electronic notification instrument when the electronic notification instrument is viewed;
• configuring the tracer to access an information distributor server upon viewing of the notification instrument;
• setting policy guidelines for determining an authorized disposition of the electronic notification instrument;
• pushing the electronic notification instrument to an information client;
• identifying, using the tracer, a disposition of the electronic notification instrument when the electronic notification instrument is accessed, wherein identifying the disposition comprises processing at least one of an IP address, a location, and a user identity;
• determining, based on the tracer disposition rules and the disposition of the electronic notification instrument, whether the information recipient is an authorized information recipient;
• when unauthorized, rendering the electronic notification instrument inaccessible when the disposition of the electronic notification instrument detected based on the tracer disposition indicates an unauthorized information recipient, the rendering causing the electronic notification instrument payload component content associated with the information distributor to encrypt or destruct via execution of the embedded object computer code of the tracer;
• when authorized, allowing a pull from the information distributor through the electronic notification instrument such that the payload component including the selectable link is activated by an authorized information recipient, the authorized information recipient determined by the information client.