Foreign currency solution

A method comprising:

• providing a mobile device comprising a first account module, wherein the first account module comprises information associated with a first pre-established account, wherein the first pre-established account is held by an account holder, and wherein the first pre-established account comprises funds denominated in a first currency, and a second account module, wherein the second account module comprises information associated with a second pre-established account, wherein the second pre-established account is held by the account holder, wherein the second pre-established account comprises funds denominated in a second currency, and wherein the second currency is different than the first currency;
• determining a location of the mobile device and a currency associated with the location;
• activating the first account module of the mobile device for performing the first transaction when the currency associated with the location is the first currency;
• transmitting, from the mobile device to a first point-of-sale (POS) device, the information associated with the first account to engage in the first transaction, wherein the first transaction is conducted in the first currency;
• activating the second account module of the mobile device for performing the second transaction when the currency associated with the location is the second currency;
• and
• transmitting, from the mobile device to a second POS device, the information associated with the second account to engage in the second transaction, wherein the second transaction is conducted in the second currency.

A computer program product, comprising a non-transitory computer-readable medium comprising computer-executable instructions for providing a foreign currency solution, the instructions comprising:

• instructions for providing a first account module, wherein the first account module comprises information associated with a first pre-established account, wherein the first pre-established account is held by an account holder, and wherein the first pre-established account comprises funds denominated in a first currency;
• instructions for providing a second account module, wherein the second account module comprises information associated with a second pre-established account, wherein the second pre-established account is held by the account holder, wherein the second pre-established account comprises funds denominated in a second currency, and wherein the second currency is different than the first currency;
• instructions for determining a location of a mobile device associated with the first account module and the second account module;
• instructions for determining a currency associated with the location;
• instructions for activating the first account module of the mobile device for performing the first transaction when the currency associated with the location is the first currency;
• instructions for transmitting, from the mobile device to a first point-of-sale (POS) device, the information associated with the first account to engage in the first transaction, wherein the first transaction is conducted in the first currency;
• instructions for activating the second account module of the mobile device for performing the second transaction when the currency associated with the location is the second currency;
• and
• instructions for transmitting, from the mobile device to a second POS device, the information associated with the second account to engage in the second transaction, wherein the second transaction is conducted in the second currency.