Online shopping using NFC and a mobile device
AssigneeMichelle Fisher
InventorMichelle Fisher
Life of this patent
Estimating the term…
Abstract
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.
Claims16
A mobile device comprising:
- a mobile device display;
- a mobile device memory configured to maintain a non browser based mobile application, the mobile application including a virtual shopping list of items;
- a mobile device processor configured to execute the mobile application;
- a secure element coupled to the mobile device, the secure element including:
- a secure element memory storing a near field communication (NFC) application, the secure element memory configured to receive a user identification code and an item selection from the virtual shopping list of the mobile application;
- and
- a secure element processor configured to execute the NFC application, operating at an application layer above a physical layer in response to an NFC interaction triggered from a terminal NFC transceiver included in a point of sale (POS) terminal to the secure element, without communication with the mobile device, and
- wherein the NFC application transmits, using a first communication channel configured for NFC, transaction data including the user identification code and the selected item for purchase to the POS terminal for subsequent processing at a management server, the user identification code and selected item for purchase received from the mobile application prior to the NFC interaction.
A method comprising:
- maintaining a non browser based mobile application in a mobile device memory included in a mobile device, the mobile application including a virtual shopping list of items, wherein the mobile application is associated with a near field communication (NFC) application stored in a secure element memory included in a secure element coupled to the mobile device, and wherein the NFC application is configured to receive a user identification code and an item selection from the virtual shopping list of the mobile application;
- and
- executing by a secure element processor included in the secure element the NFC application, operating at an application layer above a physical layer in response to an NFC interaction triggered from a terminal NFC transceiver included in a POS terminal to the secure element, without communication with the mobile device, and
- wherein the NFC application sends, using a first communication channel configured for NFC, transaction data including the user identification code and the selected item for purchase to the POS terminal for subsequent processing at a management server, the user identification code and the selected item for purchase received from the mobile application prior to the NFC interaction.
Dependencies are inferred from the claim text.