Time analysis at a banking system controlled by data bearing records

Apparatus comprising:

• a data collection system operable to receive data which indicates that at least one financial check including a first check which comprises first check data, was received by an automated banking machine which is operable to cause financial transfers responsive at least in part to data read from data bearing records,
• wherein the machine includes at least one user data reader,
• wherein the at least one user data reader is operable to read user data usable to identify a financial account with which the machine is operable, responsive at least in part to computer-determined association between the user data and the financial account, to carry out a financial transaction, and
• wherein the machine includes at least one check acceptor,
• wherein the at least one check acceptor is operable to receive financial checks from authorized users of the machine,
• wherein the machine is associated with a predetermined schedule of times at which check data is to be unloaded from the machine,
• wherein the schedule includes a next scheduled check data unloading time;
• wherein the system is located remotely from the machine,
• wherein the system includes at least one processor and at least one data store,
• wherein the system is operable:
• (i) to begin tracking, based at least in part on the data received which indicates that at least one financial check was received by the machine, a length of time that the machine is in sole possession of the first check data,
• (ii) to determine the next scheduled check data unloading time, and
• (iii) in determining, based at least in part on the length of time in (i) and the next scheduled check data unloading time determined in (ii), whether the first check data should be unloaded from the machine earlier than the next scheduled check data unloading time.

A method comprising:

• (a) operating a data collection system to receive data which indicates that an automated banking machine which is operable to cause financial transfers responsive at least in part to data read from data bearing records, received at least one financial check,
• wherein the at least one financial check includes a first check which comprises first check data,
• wherein the machine includes at least one user data reader,
• wherein the at least one user data reader is operable to read user data usable to identify a financial account with which the machine is operable, responsive at least in part to computer-determined association between the user data and the financial account, to carry out a financial transaction,
• wherein the machine includes at least one check acceptor,
• wherein the at least one check acceptor is operable to receive financial checks from authorized users of the machine,
• wherein the machine is associated with a predetermined schedule of times at which check data is to be unloaded from the machine,
• wherein the schedule includes a next scheduled check data unloading time,
• wherein the system is located remotely from the machine,
• wherein the system includes at least one processor and at least one data store;
• (b) operating the system to begin tracking, based at least in part on the data received in (a), a length of time that the machine is in sole possession of the first check data;
• (c) operating the system to determine the next scheduled check data unloading time;
• and
• (d) operating the system to determine, based at least in part on the length of time in (b) and the next scheduled check data unloading time determined in (c), whether the first check data should be unloaded from the machine earlier than the next scheduled check data unloading time.