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US 8,751,346 B2Granted
Interactive financial tool
AssigneeEdea, LLC.
InventorReginald Maisonneuve
Life of this patent
Estimating the term…
Abstract
Discussed herein is an evaluation and scoring system that may be used to quickly assess and guide financial decisions, facilitate or create communities of interest, and assist in accessing markets and/or consumers that may not have been sufficiently considered before.
Claims15
A financial management system comprising:
- a processor;
- a memory, coupled to the processor, having instructions that when executed by the processor cause the processor to:
- analyze data comprising financial data;
- and
- determine a set of financial metrics based on the analysis of the financial data, wherein the set of financial metrics comprises total available credit, net worth, cash flow, pay history, assets, and debts;
- and
- a display in communication with the processor configured to display a balance with at least three balance arms, wherein:
- the at least three balance arms represent at least one financial metric from the set of financial metrics;
- the balance has an orientation and an attribute;
- the orientation comprises an angle and a direction of a tilt of the balance;
- the attribute comprises at least one of:
- a shape, a size, a color, a rate of rotation, and patterns of the balance;
- the orientation changes by the angle and the direction of the tilt based on at least one financial metric from the set of financial metrics;
- and
- the attribute changes based on the at least one financial metric from the set of financial metrics.
12 more elements
A financial management method comprising the steps of:
- analyzing, by a processor, data comprising financial data;
- determining, by the processor, a set of financial metrics based on the analysis of the financial data, wherein the set of financial metrics comprises total available credit, net worth, cash flow, pay history, assets, and debts;
- and
- displaying, by the display coupled to the processor, a balance with at least three balance arms, wherein:
- the at least three balance arms represent at least one financial metric from the set of financial metrics;
- the balance has an orientation and an attribute;
- the orientation comprises an angle and a direction of a tilt of the balance;
- the attribute comprises at least one of:
- a shape, a size, a color, a rate of rotation, and patterns of the balance;
- the orientation changes by the angle and the direction of the tilt based on at least one financial metric from the set of financial metrics;
- and
- the attribute changes based on the at least one financial metric from the set of financial metrics.
9 more elements
A non-transitory computer-readable medium containing instructions that cause a data processing system to perform a financial management method, the method comprising the steps of:
- analyzing, on the processor, data comprising financial data;
- determining a set of financial metrics based on the analysis of the financial data, wherein the set of financial metrics comprises total available credit, net worth, cash flow, pay history, assets, and debts;
- and
- displaying a balance with at least three balance arms, wherein:
- the at least three balance arms represent at least one financial metric from the set of financial metrics;
- the balance has an orientation and an attribute;
- the orientation comprises an angle and a direction of a tilt of the balance;
- the attribute comprises at least one of:
- a shape, a size, a color, a rate of rotation, and patterns of the balance;
- the orientation changes by the angle and the direction of the tilt based on at least one financial metric from the set of financial metrics;
- and
- the attribute changes based on the at least one financial metric from the set of financial metrics.
9 more elements
Dependencies are inferred from the claim text.