Back to results
US 8,712,899 B2Granted
System and method for managing investment funds
AssigneeJohn Woods & Associates Limited
InventorsJohn Edward Woods, John Michael Young
Life of this patent
Estimating the term…
Abstract
Method for establishing an investment mandate and for managing institutional investment funds associated with equity-based investments, bond-based investments and other investments.
Claims20
A computer-implemented method for managing an institutional investment portfolio on an income reinvestment basis during a mandate term, the method comprising:
- (a) determining, by a computer, an average initial income yield of one or more selected investments;
- (b) determining, by the computer, a fundamental rate of return based on the average initial income yield and a growth rate of a selected value indicator;
- (c) allocating, by the computer, an initial amount of capital to be invested during the mandate term in the one or more investments, wherein the one or more investments include equity-based investments, bond-based investments, real property-based investments, or a combination;
- (d) establishing, by the computer, a first income goal for a first period of the mandate term, the first income goal determined by multiplying the initial amount of capital by the average initial income yield;
- (e) generating, by the computer, a second amount of capital for a second period of the mandate term by increasing the initial amount of capital during the first period by the fundamental rate of return;
- (f) generating, by the computer, a second income goal for a second period of the mandate term, the second income goal determined by multiplying the second amount of capital by the average initial income yield;
- and
- (g) repeating (e) and (f), by the computer, for any subsequent periods of the mandate term based on the amount of capital and the income goal of the respective preceding period.
5 more elements
A computer-implemented method for managing an institutional investment portfolio on an at least partial income withdrawal basis during a mandate term, the method comprising:
- (a) determining, by a computer, an income withdrawal rate for at least one period during the mandate term;
- (b) determining, by the computer, an average initial income yield of one or more selected investments;
- (c) determining, by the computer, a fundamental rate of return based on the average initial income yield and a growth rate of a selected value indicator;
- (d) allocating, by the computer, an initial amount of capital to be invested during the mandate term in the one or more investments, wherein the one or more investments include equity-based investments, bond-based investments, real property-based investments, or a combination;
- (e) determining, by the computer, a first income goal for a first period of the mandate term, the first income goal determined by multiplying the initial amount of capital by the average initial income yield;
- (f) determining, by the computer, a first withdrawal amount from the first income goal, the first withdrawal amount associated with the first period;
- (g) determining, by the computer, a second amount of capital for a second period of the mandate term by increasing the initial amount of capital during the first period by a predefined factor;
- (h) determining, by the computer, a second income goal for the second period of the mandate term, the second income goal determined by multiplying the second amount of capital for the second period by the average initial income yield;
- (i) determining, by the computer, a second withdrawal amount from the second income goal, the second withdrawal amount associated with the second period;
- and
- (j) repeating (g), (h) and (i), by the computer, for subsequent periods of the mandate term based on the amount of capital and the income goal of the respective preceding period.
8 more elements
Dependencies are inferred from the claim text.