Method for assisting in the checking of transaction records, transaction device, server, mobile terminal, and corresponding computer programs

A method for assisting in checking accuracy of bank transaction records edited in a bank statement, wherein the method includes:

• performing at least a bank transaction by at least one electronic payment terminal or automatic cash dispenser and at least one banking organization, said banking transaction including a debit from a user's bank account;
• creating a receipt by said at least one electronic payment terminal or automatic cash dispenser comprising information relating to the debit from the user's bank account with said bank transaction, which was previously performed;
• emission, by said electronic payment terminal or automatic cash dispenser, of at least one first signal including said receipt, said first signal being transmitted according to at least one communication technique of the group consisting of:
• “Bluetooth” technology;
• “Wi-Fi” technology;
• “RFID” technology;
• “NFC” (“Near Field Communication”) technology;
• and
• infrared technology;
• receiving, by at least one mobile terminal, including a mobile terminal of the user, of said at least one first signal;
• validating, by the mobile terminal of the user, said receipt relating to said previously performed bank transaction;
• upon validating said receipt, transmission, by said mobile terminal of the user, of a second signal including at least said receipt that has been validated by the mobile terminal of the user having received the receipt, the transmission being made to said at least one banking organization;
• and
• association, by a server of said at least one banking organization that received said second signal, of said receipt with at least one datum relating to said bank transaction, which was previously performed, and marking of said bank transaction as a pre-checked transaction, before said bank statement including said bank transaction is released by said banking organization to said user.