Systems and methods for automobile accident claims initiation

A system for initiating an insurance claim in response to a user operating a mobile device, comprising:

• a processor;
• and
• a memory, the memory including instructions, which when executed by the processor, cause the processor to implement at least one subsystem that:
• receives a request from the mobile device requesting initiation of the insurance claim;
• automatically transmits an inquiry to the mobile device, the inquiry including a request for an identity of an adverse party to the insurance claim;
• receives a response from the mobile device responsive to the inquiry;
• automatically analyzes the response to determine claim data, wherein analyzing the response includes authenticating the identity of the adverse party;
• and
• initiates the insurance claim responsive to the claim data after authenticating the identity of the adverse party.

A non-transitory computer-readable medium comprising computer-readable instructions for initiating an insurance claim in response to a user operating a mobile device, the computer-readable instructions comprising instructions for:

• receiving a request from the mobile device requesting initiation of the insurance claim;
• automatically transmitting an inquiry to the mobile device, the inquiry including a request for an identity of an adverse party to the insurance claim;
• receiving a response from the mobile device responsive to the inquiry;
• automatically analyzing the response to determine claim data, wherein analyzing the response includes authenticating the identity of the adverse party;
• and
• initiating the insurance claim responsive to the claim data after authenticating the identity of the adverse party.