Processing financial documents

One or more non-transitory computer-readable media having computer-executable instructions stored thereon that, when executed, cause an apparatus to:

• receive image data depicting a first financial document;
• determine, based on the received image data, a distance from an edge of the depicted first financial document to a feature of the depicted first financial document by selecting a starting point along the edge and comparing adjacent pixels in a specific direction until a change in brightness or color between two adjacent pixels exceeds a predetermined threshold;
• generate a first vector, the first vector including at least one vector component, the at least one vector component representing the distance;
• compare the generated first vector with a second vector, the second vector being associated with a second financial document;
• determine a confidence score for the first financial document based on the comparison, the confidence score indicating a level of confidence that the first financial document is valid;
• select a threshold based on a classification of a channel through which the image data associated with the first financial document is received, wherein channels are classified as one of a teller transactions channel, an ATM transactions channel, and a mobile deposit transactions channel, and channels of a same classification have a same threshold;
• and
• in response to determining that the confidence score exceeds the selected threshold, authorize a transaction involving the first financial document.

An apparatus, comprising:

• a processor;
• and
• memory storing computer-readable instructions that, when executed by the processor, cause the apparatus to:
• receive image data depicting a first financial document;
• determine, based on the received image data, a distance from an edge of the depicted first financial document to a feature of the depicted first financial document by selecting a starting point along the edge and comparing adjacent pixels in a specific direction until a change in brightness or color between two adjacent pixels exceeds a predetermined threshold;
• generate a first vector, the first vector including at least one vector component, the at least one vector component representing the distance;
• compare the generated first vector with a second vector, the second vector being associated with a second financial document;
• determine a confidence score for the first financial document based on the comparison, the confidence score indicating a level of confidence that the first financial document is valid;
• select a threshold based on a classification of a channel through which the image data associated with the first financial document is received, wherein channels are classified as one of a teller transactions channel, an ATM transactions channel, and a mobile deposit transactions channel, and channels of a same classification have a same threshold;
• and
• in response to determining that the confidence score exceeds the selected threshold, authorize a transaction involving the first financial document.