Systems and methods for alignment of check during mobile deposit
AssigneeUnited Services Automobile Association (USAA)
InventorsBharat Prasad, Minya Liang, Reynaldo Medina
Life of this patent
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Abstract
An alignment guide may be provided in the field of view of a camera associated with a mobile device used to capture an image of a check. When the image of the check is within the alignment guide in the field of view, an image may be taken by the camera and provided from the mobile device to a financial institution. The alignment guide may be adjustable at the mobile device. The image capture may be performed automatically by the camera or the mobile device as soon as the image of the check is determined to be within the alignment guide. The check may be deposited in a user's bank account based on the image. Any technique for sending the image to the financial institution may be used.
Claims23
A system for depositing a check, comprising:
- a mobile device having a camera, a display and a processor, wherein the processor is configured to:
- project an alignment guide in the display of the mobile device, the display of the mobile device displaying a field of view of the camera;
- monitor an image of the check that is within the field of view;
- determine whether the image of the check aligns with the alignment guide;
- automatically capture the image of the check when the image of the check is determined to align with the alignment guide;
- and
- transmit the captured image of the check from the camera to a depository via a communication pathway between the mobile device and the depository.
A non-transitory computer-readable medium comprising instructions for depositing a check, said instructions being executed by a processor of a mobile device to:
- project an alignment guide in a display of the mobile device, the display of the mobile device displaying a field of view of a camera of the mobile device;
- monitor an image of the check that is within the field of view of the camera;
- determine whether the image of the check aligns with the alignment guide;
- automatically capture the image of the check when the image of the check is determined to align with the alignment guide;
- and
- transmit the image of the check from the mobile device to a deposit system.
A non-transitory computer-readable medium comprising computer-readable instructions for depositing a check, said computer-readable instructions being executed by a processor to:
- receive at a server a request for access to a deposit system from a mobile device;
- receive at the server an image of the check from the mobile device, wherein at least an edge of the image of the check has been aligned with an alignment guide;
- clean the image of the check at a check processing module of the server using information corresponding to the alignment guide;
- and
- deposit funds of the check into an account associated with the deposit system using the cleaned image of the check.
Dependencies are inferred from the claim text.