An insulated container and insert, comprising:
- an outer bag having:
- mutually opposed first and second side panels;
- mutually opposed first and second end panels, the side panels and the end panels defining a plurality of vertical edges;
- a bottom panel having mutually opposed first and second lateral edges;
- and
- a top panel, the top panel being selectively closable, the panels defining an outer bag volume, the outer bag being formed of thermally insulating material having a soft, flexible thermally insulating core captured between an outer sheet and an inner liner of thin, flexible material, at least the inner liner being waterproof;
- a single drop down panel selectively extending from the outer bag, the single drop down panel consisting of a lower edge and mutually opposed first and second lateral edges, the drop down panel being substantially congruent with at least one of the side panels of the outer bag when placed thereover, the lower edge of the drop down panel being permanently attached to the outer bag along one of the lateral edges of the bottom panel of the outer bag;
- outer panel fasteners disposed adjacent each of the lateral edges of the drop down panel;
- drop down panel fasteners disposed adjacent corresponding vertical edges of the outer bag, the outer panel fasteners of the drop down panel selectively attaching to the outer panel fasteners of the outer bag for selectively securing the outer panel to the corresponding side panel of the outer bag;
- and
- an insert having mutually opposed first and second side panels, mutually opposed first and second end panels, a bottom panel, and an open top, the insert being free of attachment to the outer bag when the insert is placed within the outer bag, the first and second panels of the insert defining an insert volume, the insert being formed of thermally insulating material having a soft, flexible thermally insulating core captured between an outer sheet and an inner liner of thin, flexible material, at least the outer sheet being waterproof, wherein the side panels and the end panels of the outer bag define an outer bag height and the side panels and the end panels of the insert define an insert height substantially half the outer bag height, further wherein the outer dimensions of the insert are greater than the interior dimensions of the outer bag whereby the insert achieves a tight sealing fit with the outer bag when disposed therewithin, further wherein the single drop down panel is substantially congruent with the bottom panel of the insert thereby providing a clean surface for placement of the insert thereon when it is detached from the at least one side panel.