Systems and methods for authorization of information access

A method for verifying access to personal information correlated to a governmentally issued identifier, said method comprising the steps of:

• at a verification system including an internet server, receiving a system verification request from a first party holding said personal information, wherein said verification request was prompted by a request from a second party;
• using said verification system to initiate a verification communication to a third party that controls permission to access said personal information, wherein said first party, said second party, and said third party are different from each other;
• receiving a variable static client identifier;
• receiving a dynamic client identifier;
• receiving a subscriber verification response;
• waiting until the expiry of a response time, wherein said expiry of said response time is caused by one of an elapse of a predetermined period of time and said receiving of said subscriber verification response;
• and
• after said waiting step, using said verification system to reply to said system verification request with a system verification response
• wherein said system verification response indicates an approval or denial of permission by said third party for said second party to access or use said personal information.

A system comprising:

• a web server;
• a database accessible by said web server, said database correlating the following with a client:
• a static client identifier,
• a variable static client identifier,
• a unique dynamic identification device identifier consisting of a serial number associated with a physical dynamic identification device,
• a client password,
• a static answer to a security question,
• at least one uniform resource locator (URL) with a correlated site user name and site user password,
• a governmentally issued identifier and at least one communication address;
• a communications server communicatively coupled to said web server and configured to transmit an unsolicited subscriber verification request to at least one communication address;
• wherein said system is configured to receive a response variable static client identifier, a response dynamic client identifier, and a subscriber verification response in response to said subscriber verification request, and further wherein at least a portion of said system is programmed to compare said variable static identifier to said response variable static client identifier.