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US 8,620,825 B1Granted
System and method to establish a pin
AssigneeUnited Services Automobile Association (USAA)
InventorsRyan R. Barth, Felicia Tavares
Life of this patent
Estimating the term…
Abstract
Disclosed are systems and methods for establishing a personal identification number (PIN). The systems and methods provide techniques to begin a remote session with a customer, prompt the customer to select a PIN to associate with a financial account card during the remote session, and receive the PIN from the customer during the remote session.
Claims20
A system for selecting a personal identification number (PIN), the system comprising at least one subsystem to:
- receive, during a remote session, an indication from a customer of an organization to create a new financial account associated with a financial account card;
- receive a PIN from the customer during the remote session, the PIN being associated with the financial account card;
- and
- transmit the PIN from the organization to a third party to authorize a customer transaction and to transfer funds associated with the customer transaction, wherein the customer transaction utilizes the financial account card.
1 more element
A computer-readable storage medium having instructions stored thereon that are executed by a processor to:
- receive, during a remote session, an indication from a customer of an organization to create a new financial account associated with a financial account card;
- receive a PIN from the customer during the remote session, the PIN being associated with the financial account card;
- and
- transmit the PIN from the organization to a third party to authorize a customer transaction that utilizes the financial account card, wherein the financial account card has not been sent to the customer.
1 more element
A method comprising:
- receiving, during a remote session, an indication from a customer of an organization to create a new financial account associated with a financial account card;
- receiving a PIN from the customer during the remote session, the PIN being associated with the financial account card;
- and
- transmitting the PIN from the organization to a third party to authorize a customer transaction and to transfer funds associated with the customer transaction, wherein the customer transaction utilizes the financial account card and the financial account card has not been sent to the customer.
1 more element
Dependencies are inferred from the claim text.