Selectable recognition of currency deposited into a cash handling device

A non-transitory tangible computer-readable medium storing computer-executable instructions that cause a processor to:

• receive currency inserted into a cash handling device, said currency having a denomination;
• determine whether the denomination of the currency is less than or equal to a denomination threshold, the denomination threshold being a currency value less than a maximum currency value accepted by the cash handling device;
• credit the deposited currency to an account if the denomination of the currency is less than or equal to the denomination threshold, wherein the crediting to the account includes providing real-time recognition of the deposited currency in the account;
• and
• delay crediting of the account if the denomination of the currency is greater than the denomination threshold.

A method comprising:

• setting a denomination threshold, the denomination threshold being a currency value less than a maximum currency value;
• receiving a request for a deposit;
• receiving currency inserted into a cash handling device, said currency having a denomination;
• scanning the currency in order to determine its said denomination;
• routing the currency to a stacker corresponding to the denomination;
• determining whether the denomination of the currency is less than or equal to the denomination threshold;
• crediting the deposited currency to an account if the denomination of the currency is less than or equal to the denomination threshold, wherein the crediting to the account includes providing real-time recognition of the deposited currency in the account;
• delaying crediting of the account if the denomination of the currency is greater than the denomination threshold;
• and
• communicating information about the deposited currency to a bank.

A non-transitory tangible computer-readable medium storing computer-executable instructions that cause a processor to:

• set a denomination threshold, the denomination threshold being a currency value less than a maximum currency value;
• receive a request for a deposit;
• receive currency inserted into a cash handling device, said currency having a denomination;
• scan the currency in order to determine its said denomination;
• route the currency to a stacker corresponding to the denomination;
• determine whether the denomination of the currency is less than or equal to the denomination threshold;
• credit the deposited currency to an account if the denomination of the currency is less than or equal to the denomination threshold, wherein the crediting to the account includes providing real-time recognition of the deposited currency in the account;
• delay crediting of the account if the denomination of the currency is greater than the denomination threshold;
• and
• communicate information about the deposited currency to a bank.

An apparatus comprising:

• a processor for executing computer-executable instructions;
• memory that stores the computer-executable instructions;
• at least three stackers for storing currency, each said stacker holding different currency denominations;
• an input means for receiving user input to request a deposit;
• a scanner to scan said currency in order to determine its said currency denomination;
• and
• a display for displaying messages in accordance with the computer-executable instructions;
• wherein the computer-executable instructions cause the apparatus to:
• receive said currency inserted into the apparatus after the input means receives said user input requesting said deposit;
• scan the currency in order to determine its said denomination;
• route the currency to one of said at least three stackers corresponding to the denomination;
• determine whether the denomination of the currency is less than or equal to a denomination threshold, the denomination threshold being a currency value less than a maximum currency value;
• credit the deposited currency to an account if the denomination of the currency is less than or equal to the denomination threshold, wherein the crediting to the account includes providing real-time recognition of the deposited currency in the account;
• and
• delay credit of the account if the denomination of the currency is greater than the denomination threshold.