Secure information storage and delivery system and method

A secure information storage and delivery method comprising:

• creating a first secure vault associated with a user in a vault repository, the first secure vault being adapted to securely store data;
• receiving, at the vault repository, at least one data entry associated with the user;
• storing the at least one data entry in the first secure vault;
• receiving, at the vault repository, user identification information from a user;
• determining whether the user identification information is valid;
• responsive to determining that the user identification information is valid, transmitting a soft token to a computing device associated with the user, the soft token configured to generate a first single use password;
• receiving, at the vault repository, the first single use password generated by the soft token;
• generating a second single use password at the vault repository;
• authenticating the user to access the first secure vault based on the first and second single use password;
• creating a second secure vault on the user computing device for securely storing at least one data entry associated with the user;
• and
• synchronizing the second secure vault with the first secure vault by transferring at least one data entry from one of the first secure vault or the second secure vault to a corresponding data entry in the other of the first secure vault or the second secure vault.

A non-transitory computer readable memory for authenticating user access to a first secure vault in a vault repository, the computer readable memory storing program instructions, which when executed by a computer cause the computer to perform the steps of:

• receiving, at the vault repository, user identification information from a user for verifying the identity of the user;
• determining whether the user identification information is valid;
• responsive to determining that the user identification information is valid, transmitting a soft token to a computing device associated with the user, the soft token configured to generate a first single use password;
• receiving, at the vault repository, the first single use password generated by the soft token;
• generating a second single use password at the vault repository;
• authenticating the user to access the first secure vault based on the first and the second single use passwords;
• creating a second secure vault on the user computing device for securely storing at least one data entry associated with the user;
• and
• synchronizing the second secure vault with the first secure vault by transferring at least one data entry from one of the first secure vault or the second secure vault to a corresponding data entry in the other of the first secure vault or the second secure vault.

A secure information storage system comprising:

• a vault repository system including a storage in which a database is stored, the vault repository system being configured to provide a first secure vault associated with a user, the secure vault being adapted to receive and securely store at least one data entry;
• a vault server system coupled to the vault repository system, the vault server system comprising an internal memory storing application code that, when executed, manages and processes requests,
• wherein the vault server system is configured to:
• communicate with a computing device associated with the user through a network;
• determine whether user identification information received from the user is valid;
• responsive to determining that the user identification information is valid, transmit a soft token to the user computing device, the soft token being configured to generate a first single use password at the user computing device;
• and
• create a second secure vault on the user computing device for receiving and storing at least one data entry associated with the user, the second secure vault on the user computing device being capable of synchronization with the first secure vault in the vault repository system;
• wherein the vault repository system is configured to receive the first single use password generated by the soft token;
• and
• wherein the vault repository system is further configured to generate a second single use password and authenticate the user to access the first secure vault based on the first and second single use passwords.