Lifetime financial product

A revenue management system that facilitates a lifetime income stream, comprising:

• at least one processor coupled to a memory, the processor executing:
• a user interface component that facilitates input of demographic information associated with a life of a customer;
• an analysis component that produces an evaluation of the demographic information;
• a deposit product identification component that identifies a deposit product based at least in part upon the evaluation, wherein the deposit product is an interest-bearing certificate of deposit (CD);
• an insurance identification component that identifies a longevity insurance policy based at least in part upon the analysis and wherein the longevity policy is established concurrently with the deposit product;
• a packaging component that combines the deposit product with the longevity insurance policy;
• and
• a calculation component that calculates a plurality of initial interval payments associated with the deposit product,
• wherein the calculation component calculates a plurality of reduced interval payments associated with the deposit product after a requested withdrawal payment,
• wherein the deposit product and the longevity insurance policy in combination guarantee the lifetime income stream based upon the life of the customer, and wherein the longevity insurance policy provides a guaranteed payment of the lifetime income stream during the life of the customer upon exhaustion of an initial deposit associated with the deposit product together with applicable interest earned.