US 8,561,888 B1Granted

Check cashing banking system controlled responsive to data bearing records

AssigneeDiebold, Incorporated

InventorsH. Thomas Graef, Sathish Irudayam, Natarajan Ramachandran

Life of this patent

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Abstract

An automated banking machine operates to cause financial transfers responsive to card data read from user cards by a card reader. The financial transfers involve accounts that correspond to the read card data. The machine includes drive belts, rotatable idler rollers, and sensors positioned along a stack transport path. A stack of aligned currency notes is moved by the drive belts while the stack is situated between the belts and the rollers. The belts engage the face of an end note at one side of the stack while the stack bearing rollers contact the face of the other end note at the other side of the stack. The rollers' rolling contact with the stack earns sufficiently low friction that keeps the currency notes in alignment as the stack is moved along the transport path to a machine user during a cash dispensing operation.

Claims20

Dependent claims

Apparatus comprising:

an automated banking machine,
wherein the machine includes at least one reader operable to read user data usable to identify an account of a machine user,
wherein the machine is operable to cause a financial transfer involving the account responsive at least in part to computer-determined correspondence between user data read by the at least one reader and the account,
wherein the machine includes a cash dispenser operable to cause cash to be dispensed from the machine,
wherein the machine includes a plurality of drive belts,
wherein the drive belts are horizontally spaced from each other to form gaps therebetween,
wherein the drive belts are operable to engage a first vertical side of a stack of sheets,
wherein the drive belts are operable to simultaneously move the sheets in a first horizontal direction while the sheets remain stacked,
wherein the machine includes a plurality of bearing rollers arranged to be in contact with a second vertical side of the stack while the stack is being engagingly moved in the first horizontal direction by the drive belts,
wherein the bearing rollers are horizontally spaced from each other in columns,
wherein the columns are horizontally spaced from each other in the first horizontal direction,
wherein each bearing roller is vertically positioned horizontally opposite a gap,
wherein each bearing roller is rotatable in at least the first horizontal direction,
wherein while the stack is being moved in the first horizontal direction, the stack is situated between the drive belts and at least one of the columns, causing
the drive belts to be engaged with a face of an end sheet positioned at one end of the stack, and
the at least one of the columns to be engaged with a face of another end sheet positioned at an opposite end of the stack.

13 more elements

Apparatus comprising:

an automated transaction machine,
wherein the machine includes at least one reader operable to read user data usable to identify an account of a machine user,
wherein the machine includes a transport path,
wherein the machine includes at least one bearing roller assembly positioned adjacent a first side of the transport path,
wherein each bearing roller assembly includes at least one bearing roller,
wherein each bearing roller is rotatable in at least one direction,
wherein the machine includes at least one drive belt positioned adjacent a second side of the transport path, wherein the second side is opposite the first side,
wherein the at least one drive belt is operable to simultaneously move along the transport path, a plurality of sheets while the sheets remain in the form of a stack that has both a first end note and a second end note which is opposite the first end note,
wherein during the movement the at least one drive belt is engaged with a face of the first-end note,
wherein during the movement the at least one bearing roller assembly is engaged with a face of the second end note,
wherein the engagement of the at least one bearing roller assembly with the face of the second end note during the movement, causes the at least one bearing roller of the at least one bearing roller assembly to be rotated in a direction of the movement.

8 more elements

Apparatus comprising:

an automated transaction machine,
wherein the machine includes at least one reader operable to read user data usable to identify an account of a machine user,
wherein the machine is associated with at least one computer operable to carry out a financial transaction involving the account,
wherein the machine includes a transporter that is operable to drive a stack of currency notes together along a path in the machine while the stack is oriented having
a planar surface of a first end note forming a first side of the stack, a planar surface of a second end note forming a second side of the stack, and currency note edges facing upward and downward,
wherein the transporter includes at least one drive member,
wherein the at least one drive member is positioned on a first side of the path,
wherein the at least one drive member is positioned to engage the first side of the stack,
wherein the transporter includes a plurality of rotatable follower members positioned on a second side of the path, wherein the second side of the path is opposite the first side of the path,
wherein the follower members are spaced along the second side of the path,
wherein the follower members are removably mounted to at least one support body,
wherein the follower members are positioned to engage the second side of the stack,
wherein while being driven along the path by the transporter, the stack is in engagement with both the at least one drive member and the follower members,
wherein movement of the stack causes rolling friction to occur between the follower members and the planar surface of the second end note, which causes the follower members to be rotated in direction of the movement.

11 more elements

Dependencies are inferred from the claim text.

Facts

Application: 13/135,673Filed 12 Jul 2011 · continuation in part
Priority: 29 Aug 2005
Granted: 22 Oct 2013
Term ends: Not estimatedThe source records don’t support an estimate.

Classification45 codes

B65H 29/12
Delivering or advancing articles from machines; Advancing articles to or into piles: by means of the nip between two, or between two sets of,…
B65H 3/042
Endless-belt separators: separating from the bottom of the pile
B65H 15/008
Overturning articles: employing belts
B65H 29/60
Article switches or diverters: diverting the stream into alternative paths

Family

Application11/214,461Parent of this continuation · filed 29 Aug 2005
Application12/584,307Parent of this continuation · filed 2 Sep 2009
Application61/399,546Us provisional application · filed 14 Jul 2010
Application12/807,987Parent of this continuation-in-part · filed 16 Sep 2010
US 8,002,177 B2Parent of this continuation-in-part
US 7,798,398 B2Parent of this continuation
Application12/807,987Parent of this continuation
US 7,584,883 B2Parent of this continuation
US 2006/0038005 A1Published application
US 2010/0001061 A1Published application
US 2011/0013822 A1Published application
US 8,561,888 B1This patent

From the US filing history. Foreign family members aren’t listed.