Automated transaction machine
AssigneeTransaction Holdings Ltd., LLC
InventorDavid M. Barcelou
Life of this patent
Estimating the term…
Abstract
An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the course of delivering the goods or services offered, so for example in a combination ATM and Internet kiosk the same credit card or smart card reader is used for both the ATM and the Internet kiosk functions, the same control screen activates the ATM functions and the Internet functions, and etc.
Claims16
An integrated banking and transaction machine system for use by a consumer to purchase access to a retail automated teller machine cash dispensing service, comprising:
- an automated teller machine;
- a user interface to the automated teller machine to provide access to at least one automated teller machine service and access to at least one cash dispensing service;
- a device for at least one of the functions of identifying the user to the automated teller machine or selectively dispensing encodable cash to the user of the automated teller machine, the device comprising any combination of sensor, smart card and magnetic stripe card reading and encoding;
- wireless network services to the automated teller machine to at least one Intranet service, to at least one Internet service, and to at least one payment network service that uses encryption services and security services to provide the user access to the user interface and the retail automated teller machine service;
- a bill dispenser to selectively dispense bills to the user through the automated teller machine service
- access to the automated teller machine user interface whereupon the consumer may selectively dispense currency using the integrated banking and transaction machine providing the retail automated teller machine service;
- and
- wherein the consumer can purchase access to the retail automated teller machine cash dispensing service through use of the user interface and wireless, Intranet, Internet and payment network services.
Dependencies are inferred from the claim text.