# US 8,543,507 B2 · Automated transaction machine > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 8,543,507 B2 - Document ID: US8543507B2 - Status: Granted - Kind: B2 - Application number: 11/981,969 - Filed: 2007-10-31 - Published: 2008-03-13 - Granted: 2013-09-24 - Earliest claimed: 1996-05-10 - Assignees: Transactions Holdings Ltd., LLC - Applicants: David M. Barcelou - Inventors: David M. Barcelou - Web page: https://patentgrep.com/patent/US8543507B2 ## CPC - G06Q 20/102: {Bill distribution or payments} - G06Q 20/1085: {involving automatic teller machines [ATMs]} - G06Q 20/18: involving self-service terminals [SST], vending machines, kiosks or multimedia terminals - G06Q 20/40: Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists - G06Q 30/06: Buying, selling or leasing transactions - G07F 17/0014: {for vending, access and use of specific services not covered anywhere else in G07F17/00 (meter-controlled dispensing of liquid, gas or electricity G07F15/00)} - G07F 17/32: for games, toys, sports, or amusements - G07F 17/3255: {Incentive, loyalty and/or promotion schemes, e.g. comps, gaming associated with a purchase, gaming funded by advertisements} - G07F 19/20: {Automatic teller machines [ATMs]} - G07F 19/201: {Accessories of ATMs} - G07F 19/206: {Software aspects at ATMs} - G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR - G07F: COIN-FREED OR LIKE APPARATUS (coin sorting G07D3/00; coin testing G07D5/00; {handling coins or paper currencies apart from payment activated apparatus G07D; payment architectures, schemes or protocols G06Q20/00}) ## Abstract An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the course of delivering the goods or services offered, so for example in a combination ATM and Internet kiosk the same credit card or smart card reader is used for both the ATM and the Internet kiosk functions, the same control screen activates the ATM functions and the Internet functions, and etc. ## Claims ### Claim 1 An integrated banking and transaction machine system for use by a consumer to purchase access to a retail automated teller machine cash dispensing service, comprising: an automated teller machine; a user interface to the automated teller machine to provide access to at least one automated teller machine service and access to at least one cash dispensing service; a device for at least one of the functions of identifying the user to the automated teller machine or selectively dispensing encodable cash to the user of the automated teller machine, the device comprising any combination of sensor, smart card and magnetic stripe card reading and encoding; satellite network services to the automated teller machine to at least one Intranet service, to at least one Internet service, and, to at least one payment network service that uses encryption services and security services to provide the user access to the user interface and the retail automated teller machine service; a bill dispenser to selectively dispense bills to the user through the automated teller machine service; access to the automated teller machine user interface whereupon the consumer may selectively dispense cash using the integrated banking and transaction machine providing the retail automated teller machine service; and wherein the consumer can purchase access to the retail automated teller machine cash dispensing service through use of the user interface and satellite, Intranet, Internet and payment network services. ### Claim 2 (depends on 1) The integrated banking and transaction machine according to claim 1, further comprising means for consummating the purchase with electronic currency. ### Claim 3 (depends on 1) The integrated banking and transaction machine according to claim 1, further comprising means for consummating the purchase with wireless smart card payment services. ### Claim 4 (depends on 1) The integrated banking and transaction machine according to claim 1, further comprising means for consummating the purchase with wireless smart phone payment services. ### Claim 5 (depends on 1) The integrated banking and transaction machine according to claim 1, further comprising means for consummating the purchase with wireless smart phone and wireless telephone network payment services. ### Claim 6 (depends on 1) The integrated banking and transaction machine according to claim 1, further comprising means for consummating the purchase with wireless smart phone and wireless telephone network payment services and a fingerprint. ### Claim 7 (depends on 1) The integrated banking and transaction machine according to claim 1, further comprising means for consummating the purchase with wireless smart phone and wireless telephone network payment services and an iris print. ### Claim 8 (depends on 1) The integrated banking and transaction machine according to claim 1, further comprising means for consummating the purchase with a fingerprint. ### Claim 9 (depends on 1) The integrated banking and transaction machine according to claim 1, further comprising means for consummating the purchase with an iris print. ### Claim 10 (depends on 1) The integrated banking and transaction machine according to claim 1, further comprising means for consummating the purchase with a smart card. ### Claim 11 (depends on 1) The integrated banking and transaction machine according to claim 1, further comprising means for consummating the purchase with a credit card. ### Claim 12 (depends on 1) The integrated banking and transaction machine according to claim 1, further comprising means for consummating the purchase with a debit card. ### Claim 13 (depends on 1) The integrated banking and transaction machine according to claim 1, further comprising means for consummating the purchase with a stored value card. ### Claim 14 (depends on 1) The integrated banking and transaction machine according to claim 1, further comprising means for consummating the purchase with a payment card. ### Claim 15 (depends on 1) The integrated banking and transaction machine according to claim 1, further comprising means for consummating the purchase with an identification card. ### Claim 16 (depends on 1) The integrated banking and transaction machine according to claim 1, further comprising means for consummating the purchase with removable media recorded with encodable currency, digital cash or electronic cash of variable types.