Method and apparatus for authenticating online transactions using a browser and a secure channel with an authentication server

Abstract

A computer-implemented method for authenticating a user using a service provider server and an authentication server, the user communicating with at least one of the service provider server and the authentication server using a user browser. The method includes requesting, using the user browser, the authenticating with the service provider server. The method also includes authenticating, using the user browser, a secure communication channel with the authentication server. The method also includes receiving, using the user browser, a Next Pre-Authentication Anchor (NPAA) value from the authentication server. The method additionally includes temporarily storing the Next Pre-Authentication Anchor (NPAA) value in a user browser cookie associated with the user browser, wherein the Next Pre-Authentication Anchor (NPAA) value is protected by employing Same Origin Policy (SOP).

Dependencies are inferred from the claim text.