Portable consumer device for use in currency conversion process
AssigneeVisa International Service Association
InventorBrian Triplett
Life of this patent
Estimating the term…
Abstract
A server computer including a processor and a computer readable medium coupled to the processor. The computer readable medium includes code executable by the processor. The code includes code for determining a load value loaded on a portable consumer device in a first currency and code for converting at least a portion of the load value to a second currency using an exchange rate associated with the first currency and the second currency, where the exchange rate is associated with a set date. The set date may be a current or future date.
Claims18
A client computer comprising:
- a processor;
- and a computer readable medium coupled to the processor, wherein the computer readable medium comprises code executable by the processor, for implementing a method comprising:
- accessing a site hosted by a server computer;
- accessing account information associated with a loadable account on the site, the loadable account associated with a portable consumer device and comprising value in a first currency;
- entering a selection of a second currency;
- and
- entering a set date associated with a conversion of the first currency to the second currency,
- wherein the first currency is converted to the second currency using an exchange rate associated with the set date.
A method comprising:
- accessing a site hosted by a server computer;
- accessing account information associated with a loadable account on the site, the loadable account associated with a portable consumer device and comprising value in a first currency;
- entering a selection of a second currency;
- and
- entering a set date associated with a conversion of the first currency to the second currency,
- wherein the first currency is converted to the second currency using an exchange rate associated with the set date.
A server computer comprising:
- a processor;
- and a computer readable medium coupled to the processor, wherein the computer readable medium comprises code executable by the processor, for causing the processor to implement a method comprising determining a load value loaded on a loadable account associated with a portable consumer device in a first currency and converting at least a portion of the load value to a second currency using an exchange rate associated with the first currency and the second currency, wherein the exchange rate is associated with a set date selected by a consumer associated with the loadable account.
A method comprising:
- determining, by a processor, a load value loaded on a loadable account associated with a portable consumer device in a first currency;
- and
- converting, by the processor, at least a portion of the load value to a second currency using an exchange rate associated with the first currency and the second currency, wherein the exchange rate is associated with a set date selected by a consumer associated with the loadable account.
Dependencies are inferred from the claim text.