Computer managed retirement fund and method for generating increased revenue stream

A method for administrating a retirement fund program, said method being implemented through a computing device containing a processor configured to facilitate the operation of said retirement fund program and comprising the steps of:

• designating of a fixed number of participants in the retirement fund program, an investment amount to be contributed by a plurality of participating investors, and at least one termination event defining when the retirement fund program will cease active operation;
• selecting a plurality of participating investors to partake in the retirement fund program, wherein each participating investor has a substantially identical remaining life expectancy, actuarially, and the number of participating investors is equal to the previously determined fixed number of participants;
• populating by said processor an investor database that is defined by a listing of participating investors, wherein each participating investor makes a retirement financial contribution which is a monetary financial contribution equal to the previously set investment amount to the retirement fund program and the identities of participating investors in the database are inaccessible to the participating investors;
• pooling the retirement financial contribution from each participating investor;
• funding by said processor a portfolio with funds from the pooled retirement financial contributions, wherein acquisition and management of portfolio assets is facilitated through the portfolio;
• selectively providing one fund term life insurance policy insuring the life of one participating investor for each participating investor who does not decline said fund term life insurance policy is insured;
• designating by said processor any participating investor who dies prior to the occurrence of the termination event as inactive in said database;
• causing the return to any participating investor provided a fund life insurance policy of an amount up to the value of said fund term life insurance policy to a designee of the designated inactive participating investor upon that participating investor being designated as inactive in the database prior to the occurrence of the termination event;
• proportionally distributing, at a periodic and reoccurring interval, revenue generated by said portfolio to every participating investor that has not been designated as inactive in the database;
• liquidating by said processor portfolio assets upon the occurrence of the termination event;
• and
• proportionally distributing liquidated portfolio assets to each participating investor that has not been designated as inactive in the database.