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US 8,485,437 B2Granted
Systems and methods for programmable payment cards and devices with loyalty-based payment applications
AssigneeDynamics Inc.
InventorsJeffrey D. Mullen, Philip Yen
Life of this patent
Estimating the term…
Abstract
A payment card (e.g., credit and/or debit card) or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. Data may include the type of reward that a user would like to earn as a result of making a purchase or the type of reward that a user would like to utilize to at least partially pay for a purchase.
Claims18
A method comprising:
- receiving first information from a payment device as a result of, at least in part, a first button being pressed on said payment device;
- receiving second information from a payment device as a result of, at least in part, a second button being pressed on said payment device;
- completing a first purchase transaction utilizing, at least in part, said first information, wherein points are earned for an account as a result of completing said first purchase transaction with said first information;
- and
- completing a second purchase transaction utilizing, at least in part, said second information, wherein said earned points are used as a result of completing said second purchase transaction with said second information.
2 more elements
Dependencies are inferred from the claim text.