Systems and methods for geographic location notifications of payment transactions

A notification device comprising:

• a processor;
• an antenna coupled to the processor;
• and
• a computer readable medium coupled to the processor, the computer readable medium comprising code executable by the processor, the code comprising code for receiving a notification message, and code for generating a map comprising a graphical depiction of the notification message associated with a transaction conducted with a portable consumer device and an access device at a merchant, wherein the notification message is received by the notification device substantially simultaneously with the receipt of an authorization response message by the merchant.

A server computer comprising:

• a processor;
• and
• a computer readable medium coupled with the processor;
• the computer readable medium comprising code executable by the processor to:
• receive an authorization request message associated with a transaction, the transaction associated with a portable consumer device and an access device at a merchant;
• determine a geographic location of the transaction;
• determine whether a notification message indicating that the transaction is occurring is required;
• send the notification message to a notification device operated by a consumer, upon determining that the notification message is required,
• wherein a graphical depiction of the notification message is displayed on a map on the notification device, the notification device receives the notification message substantially simultaneously with the receipt of an authorization response message by the merchant.

A non-transitory machine-readable storage medium storing a sequence of instructions execution of which causes a processor to provide notifications of payment transactions, the execution of the sequence of instructions causes the processor to perform the actions of:

• receiving an authorization request message associated with a transaction, the transaction associated with a portable consumer device and an access device at a merchant;
• determining a geographic location of the transaction;
• determining whether a notification message indicating that the transaction is occurring is required to be sent to a notification device operated by a consumer;
• and
• sending the notification message to the notification device operated by the consumer, upon determining that the notification message is required,
• wherein a graphical depiction of the notification message is displayed on a map on the notification device, the notification device receives the notification message substantially simultaneously with the receipt of an authorization response message by the merchant.