Prepaid text messaging service

A system comprising:

• a database for storing fees;
• and
• a notification server coupled to the database, the notification server configured to:
• retrieve enrollment information;
• confirm, based on the enrollment information, that a consumer is enrolled to receive a notification message and that a fee is to be associated for sending the notification message;
• send the notification message to a notification device, the notification message associated with a portable consumer device issued by an issuer and associated with an account of the consumer operated by the issuer;
• associate the fee for sending the notification message;
• charge the fee to the account of the consumer, wherein the fee is to be obtained by the issuer or a payment brand organization associated with the portable consumer device, and wherein the issuer can change the fee associated with the notification message;and
• send a report to the issuer, the report being different from the notification message,
• wherein the notification message is one of a plurality of notification messages sent to the notification device, and
• wherein the report includes an itemized list, the itemized list including an indicator of the plurality of notification messages, at least one message type associated with the plurality of notification messages, and fees for sending the plurality of notification messages.

A non-transitory computer readable medium, comprising:

• code for retrieving enrollment information;
• code for confirming, based on the enrollment information, that a consumer is enrolled to receive a notification message and that a fee is to be associated for sending the notification message;
• code for sending the notification message to a notification device, the notification message associated with a portable consumer device issued by an issuer and associated with an account of the consumer operated by the issuer;
• code for associating the fee for sending the notification message;
• code for charging the fee to the account of the consumer, wherein the fee is to be obtained by the issuer or a payment brand organization associated with the portable consumer device, and wherein the issuer can change the fee associated with the notification message
• code for sending a report to the issuer, the report being different from the notification message,
• wherein the notification message is one of a plurality of notification messages sent to the notification device, and
• wherein the report includes an itemized list, the itemized list including an indicator of the plurality of notification messages, at least one message type associated with the plurality of notification messages, and fees for sending the plurality of notification messages.