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US 8,474,708 B2Granted
Automated banking machine controlled responsive to data bearing records with currency tracking
AssigneeDiebold, Incorporated
InventorEdward L. Laskowski
Life of this patent
Estimating the term…
Abstract
An automated banking machine operates responsive to data bearing records. Users of the machine may deliver and receive records including individual sheets and stacks of sheets to and from the machine, such as notes, checks, or other documents. Notes assessed by the machine as being of questionable validity can be marked with a removable mark or otherwise identified.
Claims20
Apparatus comprising:
- an automated banking machine operative to cause financial transfers responsive at least in part to data read from data bearing records,
- wherein the machine includes at least one reader,
- wherein the at least one reader is operative to read user data usable to identify a financial account,
- wherein the machine includes a currency acceptor,
- wherein the currency acceptor is operative to receive at least one currency note provided by a user of the machine,
- wherein the machine is operable to carry out a currency accepting transaction involving a financial account for an authorized user of the machine, responsive at least in part to computer-determined correspondence between user data read by the at least one reader and the financial account,
- wherein the machine includes an imaging device,
- wherein the imaging device is operative to produce note image data which includes a serial number of a received note,
- wherein the machine is operative to obtain the serial number from the note image data,
- wherein the machine includes at least one data store,
- wherein the at least one data store includes suspect serial numbers,
- wherein the machine includes a validation arrangement,
- wherein the validation arrangement is operative to cause the serial number obtained from the note image data to be compared with the suspect serial numbers in the at least one data store,
- wherein the validation arrangement is operative to determine a received note as a suspect note based at least in part on the received note including at least one suspect note feature,
- wherein the at least one suspect note feature includes at least one of:
- a serial number suspect feature,
- wherein the serial number suspect feature is based on the serial number of the received note corresponding to a suspect serial number in the at least one data store,
- or
- at least one other suspect feature,
- wherein the at least one other suspect feature is not based on the serial number of the received note corresponding to a suspect serial number in the at least one data store,
- wherein the validation arrangement is operative to cause the serial number of a received note that includes the at least one other suspect feature, to be added to the at least one data store.
18 more elements
Apparatus comprising:
- an automated banking machine operative to cause financial transfers responsive at least in part to data read from data bearing records,
- wherein the machine includes at least one reader,
- wherein the at least one reader is operative to read user data usable to identify a financial account,
- wherein the machine includes a currency acceptor,
- wherein the currency acceptor is operative to receive at least one currency note provided by a user of the machine,
- wherein the machine is operable to carry out a currency accepting transaction involving a financial account for an authorized user of the machine, responsive at least in part to computer-determined correspondence between user data read by the at least one reader and the financial account,
- wherein the machine includes an imaging device,
- wherein the imaging device is operative to produce note image data which includes a serial number of a received note,
- wherein the machine is operative to obtain the serial number from the note image data,
- at least one data store,
- wherein the at least one data store includes suspect serial numbers,
- a validation arrangement,
- wherein the validation arrangement is operative to cause the serial number obtained from the note image data to be compared with the suspect serial numbers in the at least one data store,
- wherein the validation arrangement is operative to determine a received note as a suspect note based at least in part on the received note including at least one suspect note feature,
- wherein the at least one suspect note feature includes at least one of:
- a serial number suspect feature,
- wherein the serial number suspect feature is based on the serial number of the received note corresponding to a suspect serial number in the at least one data store,
- or
- at least one other suspect feature,
- wherein the at least one other suspect feature is not based on the serial number of the received note corresponding to a suspect serial number in the at least one data store,
- wherein the validation arrangement is operative to cause the serial number of a received note that includes the at least one other suspect feature, to be added to the at least one data store.
18 more elements
Apparatus comprising:
- an automated banking machine operative to cause financial transfers responsive at least in part to data read from data bearing records,
- wherein the machine includes a cash dispenser,
- wherein the machine includes at least one user data reader,
- wherein the at least one user data reader is operative to read user data usable to identify a financial account,
- wherein the machine includes a currency acceptor,
- wherein the currency acceptor is operative to receive at least one currency note provided by a user of the machine,
- wherein the machine is operable to carry out a transaction involving a financial account for an authorized user of the machine, responsive at least in part to computer-determined correspondence between user data read by the at least one reader and the financial account,
- wherein the machine is associated with at least one data store,
- wherein the at least one data store includes relationship data that relates respective expected note denominations to respective note serial numbers,
- wherein the machine includes at least one imaging device,
- wherein the at least one imaging device is operative to produce at least one note image of at least a portion of a received note,
- wherein the at least one note image includes a note serial number,
- wherein the at least one note image data includes a note denomination,
- wherein the machine includes at least one image data reader,
- wherein the at least one image data reader is operative to read the note serial number from the at least one note image,
- wherein the at least one image data reader is operative to read the note denomination from the at least one note image,
- wherein the machine is associated with a note validation arrangement,
- wherein the note validation arrangement is operative to determine from the relationship data, the expected note denomination of the note serial number read from the at least one note image,
- wherein the note validation arrangement is operative to compare the expected note denomination determined from the relationship data with the note denomination read from the at least one note image,
- wherein the machine is operative to determine a received note as a suspect note responsive at least in part to the expected note denomination of the received note not agreeing with the note denomination read from the received note.
17 more elements
Dependencies are inferred from the claim text.