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US 8,474,705 B2Granted
Automated banking machine that operates responsive to data bearing records
AssigneeDiebold Self-Service Systems division of Diebold, Incorporated
InventorsJay Paul Drummond, Bob A. Cichon, Mark D. Smith, David Weis
Life of this patent
Estimating the term…
Abstract
An automated banking machine operates responsive to data read from data bearing records, such as user cards, to cause machine user authorization and financial transfers. Account data read from a user card is associated in a data store with instructions for displaying a customer interface uniquely associated with the particular bank where the user holds the account. The customer interface includes user-selectable financial transaction options. The arrangement enables the customer interface of the user's home bank, with which the user is familiar, to also be automatically displayed when the user operates automated banking machines of other banks.
Claims20
Apparatus comprising:
- a hand held device configured to receive device condition information concerning devices included in an automated banking machine, wherein the automated banking machine is operable responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes a plurality of devices including:
- a card reader, wherein the card reader is operable to read card data from user cards, wherein the card data corresponds to financial accounts,
- a cash dispenser, wherein the cash dispenser is operable to selectively dispense cash stored in the automated banking machine,
- a keypad, and
- a receipt printer,
- wherein the automated banking machine is associated with at least one processor in operable communication with each of the devices included in the automated banking machine,
- wherein the at least one processor is operable to communicate with at least one of the devices to acquire the device condition information from the at least one device,
- wherein the at least one processor is operable to cause the machine to communicate output data receivable by the hand held device in operative communication with the automated banking machine, wherein the at least one processor is operable to include in the output data the device condition information in a machine readable format,
- wherein the hand held device includes at least one input device and at least one output device, and wherein the hand held device is operable to receive the output data through the at least one input device, and responsive at least in part to the device condition information, provide at least one hand held device output through the at least one output device, wherein the at least one hand held device output is useful in servicing the automated banking machine.
6 more elements
Apparatus comprising:
- a hand held device configured to receive device condition information concerning devices included in an automated banking machine, wherein the automated banking machine is operable responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes a plurality of devices including:
- a card reader, wherein the card reader is operable to read card data from user cards, wherein the card data corresponds to financial accounts,
- a cash dispenser, wherein the cash dispenser is operable to selectively dispense cash stored in the automated banking machine,
- a keypad, and
- a receipt printer,
- wherein the automated banking machine is associated with at least one processor in operable communication with each of the devices included in the automated banking machine,
- wherein the at least one processor is operable to cause at least one of the devices to carry out a test function responsive at least in part to at least one communication including a test instruction from the hand held device,
- wherein the hand held device is operable responsive at least in part to an input from a technician to communicate the test instruction, wherein the automated banking machine is operative responsive at least in part to the test instruction to cause the at least one device to carry out the test function.
5 more elements
Apparatus comprising:
- a hand held device configured to receive device condition information concerning devices included in an automated banking machine, wherein the automated banking machine is operable responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes a plurality of devices including:
- a card reader, wherein the card reader is operable to read card data from user cards, wherein the card data corresponds to financial accounts,
- a cash dispenser, wherein the cash dispenser is operable to selectively dispense cash stored in the automated banking machine,
- a keypad, and
- a receipt printer;
- wherein the automated banking machine is associated with at least one processor in operable communication with each of the devices included in the automated banking machine,
- wherein the at least one processor is operable to cause at least one of the devices to carry out a corrective function responsive at least in part to at least one communication including a corrective instruction from the hand held device,
- wherein the hand held device includes an input device, wherein the hand held device is operable responsive at least in part to a technician input through the input device to communicate the corrective instruction, wherein the automated banking machine is operable responsive at least in part to the corrective instruction to cause the at least one device to carry out the corrective function.
5 more elements
Dependencies are inferred from the claim text.