Automated banking machine controlled responsive to data bearing records

Apparatus comprising:

• an automated banking machine,
• wherein the machine includes at least one user input device,
• wherein the at least one user input device includes at least one data reader,
• wherein the at least one data reader is operable to read user data usable to identify a financial account on which financial transactions can be carried out,
• wherein the at least one user input device is operable to receive a gift card code from a user of the machine,
• wherein the machine is associated with at least one gift card data store that correlates respective gift card codes and respective monetary values,
• wherein the machine is operable to impart to a tangible card during creating a non-currency gift card, a monetary value correlated in the at least one gift card data store with a gift card code received by the at least one user input device,
• wherein the machine includes at least one dispenser device,
• wherein the at least one dispenser device is operable to dispense from the machine, a created non-currency gift card redeemable at least one merchant for at least one of goods or services for an amount corresponding to the imparted monetary value,
• wherein the at least one dispenser device includes a cash dispenser operable to dispense cash to an authorized machine user during a financial transaction associated with a financial account identified through use of user data read by the at least one data reader.

Apparatus comprising:

• an automated banking machine,
• wherein the machine includes at least one user input device,
• wherein the at least one user input device includes at least one data reader,
• wherein the at least one data reader is operable to read user data usable to identify a financial account on which financial transactions can be carried out,
• wherein the machine includes at least one dispenser device,
• wherein the at least one dispenser device includes a cash dispenser,
• wherein the machine is operable
• responsive to the at least one user input device receiving user input that corresponds to a gift card code which is correlated in at least one gift card data store with a monetary value,
• to dispense a non-currency gift card redeemable at least one merchant for an amount in at least one of goods or services corresponding to the monetary value.