Banking system controlled responsive to data bearing records

Apparatus comprising:

• an automated banking machine that operates responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes a plurality of hardware devices including:
• a card reader operative to read card data from user cards, wherein the card data corresponds to financial accounts;
• a cash dispenser;
• an encrypting PIN pad (EPP);
• and
• at least one storage device;
• at least one computer processor in operative communication with the card reader, the cash dispenser, the encrypting PIN pad, and the at least one storage device, wherein the at least one computer processor is operative to cause:
• a computer determination to be made that card data read from a card corresponds to a financial account concerning which financial transfers are authorized to be conducted through machine operation;
• and
• at least one financial transfer at least one of to the financial account, from the financial account, or any combination thereof, responsive at least in part to the determination;
• a trusted platform module (TPM) in operative connection with the at least one computer processor,
• wherein the at least one computer processor is operative to use the TPM to encrypt secret data, wherein the at least one computer processor is operative to cause the secret data to be decrypted by the TPM responsive at least in part to a determination that an at least one predetermined component stored in the automated banking machine remains unaltered, wherein the decrypted secret data is usable by at least one of the hardware devices to enable at least one of the hardware devices to facilitate financial transfers with the automated banking machine.