US 8,429,080 B1Granted

System and method for reordering checks

AssigneeThe PNC Financial Services Group, Inc.

InventorAndrew Baram

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Abstract

Systems and methods for reordering checks for a plurality of accounts of a financial institution. For each of the plurality of accounts, an order for a first quantity of checks for the account may be generated. The order may comprise an account number and contact information. For each of the plurality of accounts, a portion of the first quantity of checks for the account that has been processed may be monitored. Also, an indication of a threshold quantity of checks may be received. Further, it may be determined when the portion of the first quantity of checks that has been processed exceeds the threshold quantity of the first quantity of checks. For each of the plurality of accounts, when the portion of the first quantity of checks that has been processed exceeds the threshold quantity, an order for a second quantity of checks for the account may be generated.

Claims20

Dependent claims

A computer-implemented method for reordering checks for a plurality of accounts of a financial institution, the method comprising:

generating, by a computer system, for each of the plurality of accounts, an order for a first quantity of checks for the account, wherein the order comprises an account number of the account and contact information for a customer associated with the account, and wherein the computer system comprises at least one processor and operatively associated memory;
tracking, by the computer system, check usage for the plurality of accounts, wherein the tracking of check usage comprises, for each of the plurality of accounts:
monitoring a portion of the first quantity of checks for the account that has been processed;
receiving, from the customer associated with the account, an indication of a threshold quantity of checks;
and
determining when the portion of the first quantity of checks that has been processed exceeds the threshold quantity of the first quantity of checks;
and
generating, by the computer system, for each of the plurality of accounts, an order for a second quantity of checks for the account when the portion of the first quantity of checks that has been processed exceeds the threshold quantity.

5 more elements

A computer-implemented system for reordering checks for a plurality of accounts of a financial institution, the system comprising:

at least one processor and operatively associated memory, wherein the at least one processor is programmed to:
for each of the plurality of accounts, generate an order for a first quantity of checks for the account, wherein the order comprises an account number of the account and contact information for a customer associated with the account;
track check usage for the plurality of accounts, wherein the tracking of check usage comprises, for each of the plurality of accounts:
monitoring a portion of the first quantity of checks for the account that has been processed;
receiving from the customer associated with the account an indication of a threshold quantity of checks;
and
determining when the portion of the first quantity of checks that has been processed exceeds the threshold quantity of the first quantity of checks;
and
for each of the plurality of accounts, when the portion of the first quantity of checks that has been processed exceeds the threshold quantity, generate an order for a second quantity of checks for the account.

6 more elements

Dependencies are inferred from the claim text.

Facts

Application: 13/437,696Filed 2 Apr 2012 · continuation
Priority: 29 Dec 2003
Granted: 23 Apr 2013
Term ends: Not estimatedThe source records don’t support an estimate.

Classification4 codes

G06Q 40/02
Finance; Insurance; Tax strategies; Processing of corporate or income taxes: banking, e.g. interest calculation or account maintenance
G06Q 20/042
Payment circuits: characterized in that the payment protocol involves at least one cheque
G06Q 40/00
Finance
G06Q
Information and communication technology [ict] specially adapted for administrative, commercial, financial, managerial