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US 8,429,047 B2Granted
System and method for merging mobile gift cards
AssigneeMocapay, Inc.
InventorDouglas J. Hurst
Life of this patent
Estimating the term…
Abstract
A method and system for merging mobile gift cards is described. One embodiment transmits to a mobile device associated with a user a list of a plurality of mobile gift cards associated with a particular merchant that belong to the user, receives from the user via the mobile device a selection of a particular mobile gift card, receives from the user via the mobile device a selection of one or more other mobile gift cards associated with the particular merchant to be merged with the particular mobile gift card, and moves to the particular mobile gift card the remaining monetary balance of each of the other mobile gift cards selected by the user. In some embodiments, the merging operation is automated in the mobile-commerce platform.
Claims22
A computer-server-based method for merging mobile gift cards, the computer server-based method comprising:
- transmitting to a mobile device associated with a user from a computer server a list of a plurality of mobile gift cards associated with a particular merchant that belong to the user;
- receiving at the computer server from the user via the mobile device a selection of a particular one of the plurality of mobile gift cards associated with the particular merchant;
- receiving at the computer server from the user via the mobile device a selection of one or more mobile gift cards in the plurality of mobile gift cards other than the particular one of the plurality of mobile gift cards to merge with the particular one of the plurality of mobile gift cards;
- and
- moving with the computer server a remaining monetary balance of each of the selected one or more mobile gift cards in the plurality of mobile gift cards other than the particular one of the plurality of mobile gift cards to the particular one of the plurality of mobile gift cards;
- and
- storing an account number associated with the particular one of the plurality of mobile gift cards at the computer server instead of at the mobile device such that the computer server communicates with the mobile device to conduct secure purchases using the particular one of the plurality of mobile gift cards on behalf of the recipient.
4 more elements
A system implemented by at least one computer server for merging mobile gift cards, the system comprising:
- at least one processor;
- and
- a memory containing a plurality of program instructions executable by the at least one processor, the plurality of program instructions being configured to cause the at least one processor to:
- transmit to a mobile device associated with a user a list of a plurality of mobile gift cards associated with a particular merchant that belong to the user;
- receive from the user via the mobile device a selection of a particular one of the plurality of mobile gift cards associated with the particular merchant;
- receive from the user via the mobile device a selection of one or more mobile gift cards in the plurality of mobile gift cards other than the particular one of the plurality of mobile gift cards to merge with the particular one of the plurality of mobile gift cards;
- and
- move a remaining monetary balance of each of the selected one or more mobile gift cards in the plurality of mobile gift cards other than the particular one of the plurality of mobile gift cards to the particular one of the plurality of mobile gift cards;
- and
- store an account number associated with the particular one of the plurality of mobile gift cards at the computer server instead of at the mobile device such that the computer server communicates with the mobile device to conduct secure purchases using the particular one of the plurality of mobile gift cards on behalf of the recipient.
7 more elements
A computer-server-based method for merging mobile gift cards, the computer server-based method comprising:
- ascertaining automatically at a computer server that a mobile-payments account associated with a user includes a plurality of mobile gift cards associated with a particular merchant;
- selecting automatically at the computer server a particular one of the plurality of mobile gift cards associated with the particular merchant;
- selecting automatically at the computer server one or more mobile gift cards in the plurality of mobile gift cards other than the particular one of the plurality of mobile gift cards to merge with the particular one of the plurality of mobile gift cards;
- and
- moving automatically with the computer server a remaining monetary balance of each of the selected one or more mobile gift cards in the plurality of mobile gift cards other than the particular one of the plurality of mobile gift cards to the particular one of the plurality of mobile giftcards;
- and
- storing an account number associated with the particular one of the plurality of mobile gift cards at the computer server instead of at the mobile device such that the computer server communicates with the mobile device to conduct secure purchases using the particular one of the plurality of mobile gift cards on behalf of the recipient.
4 more elements
A system implemented by at least one computer server for merging mobile gift cards, the system comprising:
- at least one processor;
- and
- a memory containing a plurality of program instructions executable by the at least one processor, the plurality of program instructions being configured to cause the at least one processor to:
- ascertain automatically that a mobile-payments account associated with a user includes a plurality of mobile gift cards associated with a particular merchant;
- select automatically a particular one of the plurality of mobile gift cards associated with the particular merchant;
- select automatically one or more mobile gift cards in the plurality of mobile gift cards other than the particular one of the plurality of mobile gift cards to merge with the particular one of the plurality of mobile gift cards;
- and
- move automatically a remaining monetary balance of each of the selected one or more mobile gift cards in the plurality of mobile gift cards other than the particular one of the plurality of mobile gift cards to the particular one of the plurality of mobile gift cards;
- and
- store an account number associated with the particular one of the plurality of mobile gift cards at the computer server instead of at the mobile device such that the computer server communicates with the mobile device to conduct secure purchases using the particular one of the plurality of mobile gift cards on behalf of the recipient.
7 more elements
Dependencies are inferred from the claim text.