Method and apparatus for authorizing a payment via a remote device
AssigneeeBay Inc.
InventorDavid A. Marcus
Life of this patent
Estimating the term…
Abstract
A method of and system for authorizing a transaction remotely is disclosed. A customer uses a computer to browse for a product displayed on the internet. The customer may enter a unique number into the computer. The unique number is authorized and an authorization code is sent to the customer's communication device. The customer enters the authorization code into the computer to complete the transaction.
Claims24
A system for authorizing a transaction comprising:
- a memory storing at least an identification number uniquely associated with a customer and an authorization code associated with the transaction;
- and
- one or more processors configured to:
- display to a customer on a mobile device a product offered for sale;
- receive a request for purchase of the product via the mobile device;
- transmit an authorization code to the mobile device associated with the customer via the identification number;
- receive, from the customer, the authorization code entered into an authorization field displayed on the mobile device;
- verify the authorization code;
- offer the customer an incentive to charge the purchase to an account other than a cellular phone carrier account of the customer;
- select an account associated with the customer to charge the purchase from a plurality of customer accounts;
- and
- charge a price for the purchase to the selected account associated with the customer.
A non-transitory machine-readable medium comprising a plurality of machine-readable instructions which when executed by one or more processors of a server are adapted to cause the server to perform a method comprising:
- displaying to a customer on a mobile device a product offered for sale;
- receiving a request for purchase of the product via the mobile device;
- transmitting an authorization code to the mobile device associated with the customer associated with an identification number;
- receiving, from the customer, the authorization code entered into an authorization field displayed on the mobile device;
- verifying the authorization code;
- offering the customer an incentive to charge the purchase to an account other than a cellular phone carrier account of the customer;
- selecting an account associated with the customer to charge the purchase from a plurality of customer accounts;
- and
- charging a price for the purchase to the selected account associated with the customer.
Dependencies are inferred from the claim text.