Apparatus, system, and method for quantifying, bundling, and applying credits and incentives to financial transactions

A method of quantifying a green incentive and applying the green incentive to a financial transaction, the method comprising:

• automatically determining, by a processor a plurality of green incentives that apply to a mortgagee for an identified property, the identified property comprising a new building, the plurality of green incentives being from a group of green incentives, the mortgagee owning the identified property;
• automatically quantifying, by the processor, a plurality of respective values of the plurality of green incentives from the group of green incentives;
• automatically bundling, by the processor, the respective values of the plurality of green incentives that have been quantified, wherein bundling the values is specific to the mortgagee;
• and
• automatically interfacing with a mortgagor and applying at least a portion of the bundled respective values, as one or more monetary credits, to repayment of a mortgage loan for the new building and on behalf of the mortgagee, the mortgage loan held by the mortgagor.

A method of quantifying a green incentive and applying the green incentive to a financial transaction, the method comprising:

• automatically determining, by a processor, a plurality of green incentives that apply to a mortgagee for an identified property, the identified property comprising a property associated with a retrofit construction, the identified property being subject to an existing mortgage prior to the retrofit construction, the plurality of green incentives being from a group of green incentives, the mortgagee owning the identified property;
• automatically quantifying, by the processor, a plurality of respective values of the plurality of green incentives from the group of green incentives;
• automatically bundling, by the processor, the respective values of the plurality of green incentives that have been quantified, wherein bundling the values is specific to the mortgagee;
• and
• automatically interfacing with a mortgagor and applying at least a portion of the bundled respective values, as one or more monetary credits, to repayment of the existing mortgage loan for the property associated with the retrofit construction on behalf of the mortgagee, the mortgage loan held by the mortgagor.