Public transit system fare processor for transfers

A backend processing system for processing transfer rides associated with at least one public transit network, the system comprising:

• means for processing a first presentation record, wherein the first presentation record comprises a timestamp and an identifier to a transit account, and wherein the means for processing the first presentation record comprises
• means for receiving the first presentation record from a gate;
• and
• means for saving the first presentation record to a database in memory;
• and
• means for processing a second presentation record, wherein the second presentation record comprises a timestamp and an identifier to the transit account, and wherein the means for processing the second presentation record comprises
• means for receiving the second presentation record;
• means for saving the second presentation record to memory;
• means for searching the database for a presentation record corresponding to the transit account identified by the identifier in the second presentation record;
• means for finding the first presentation record;
• means for determining the first presentation record and the second presentation record comprise an initial presentation and a transfer presentation, wherein the initial presentation and the transfer presentation occur within a predetermined amount of time, and wherein the transfer presentation represents a different transportation than represented by the initial presentation;
• and
• means for accounting for the initial presentation and the transfer presentation.

A processing system associated with at least one public transit system, the processing system comprising:

• at least one processor;
• a first interface coupled to the at least one processor and coupled to receive a plurality of presentation records from the at least one public transit system;
• memory coupled to the at least one processor, wherein the memory is configured to hold
• the received plurality of presentation records;
• fare rules comprising at least one rule to determine whether the first presentation record and the second presentation record comprise an initial presentation and a transfer presentation, wherein the initial presentation and the transfer presentation occur within a predetermined amount of time, and wherein the transfer presentation represents a different transportation than represented by the initial presentation;
• and
• transit account data comprising an account state for a plurality of transit accounts;
• and
• a second interface coupled to the at least one processor and coupled to communicate to a payment gateway to settle the plurality of transit accounts;
• wherein the at least one processor is configured to apply the fare rules to the received plurality of presentation records.

A non-transitory computer-readable medium, comprising machine readable code for

• processing a first presentation record, wherein the first presentation record comprises a timestamp and an identifier to a transit account, and wherein the code for processing the first presentation record comprises
• receiving the first presentation record from a gate;
• and
• saving the first presentation record to a database in memory;
• and
• processing a second presentation record, wherein the second presentation record comprises a timestamp and an identifier to the transit account, and wherein the code for processing the second presentation record comprises
• receiving the second presentation record;
• saving the second presentation record to memory;
• searching the database for a presentation record corresponding to the transit account identified by the identifier in the second presentation record;
• finding the first presentation record;
• determining the first presentation record and the second presentation record comprise an initial presentation and a transfer presentation, wherein the initial presentation and the transfer presentation occur within a predetermined amount of time, and wherein the transfer presentation represents a different transportation than represented by the initial presentation;
• and
• accounting for the initial presentation and the transfer presentation.