Systems and methods for automatic bill pay enrollment
AssigneeUnited Services Automobile Association (USAA)
InventorMarc W. Hildebrand
Life of this patent
Estimating the term…
Abstract
A system for bill pay enrollment may comprise at least one subsystem that scans a paper a bill into a digital image, at least one subsystem that recognizes information on the digital image, and at least one subsystem that uses at least some of the recognized information to enroll a payee into a bill pay system.
Claims21
A system for bill pay enrollment comprising:
- at least one subsystem that scans a paper bill into a digital image;
- at least one subsystem that locates on the digital image a label for sought information;
- at least one subsystem that searches within a predefined proximity of the label on the digital image for the sought information;
- at least one subsystem that uses at least a portion of the sought information to identify a payee;
- and
- at least one subsystem that determines if the payee is already enrolled in a bill pay system and enrolls the payee in the bill pay system if the payee is not already enrolled in the bill pay system.
A method for bill pay enrollment comprising:
- scanning a paper bill into a digital image;
- locating, using a processor, a label on the digital image;
- searching within a predefined proximity of the label on the digital image for sought information;
- identifying a payee for the paper bill using at least a portion of the sought information;
- enrolling the payee into a bill pay system;
- and
- checking for a duplicate enrollment of the payee in the bill pay system.
A non-transitory computer readable medium for bill pay enrollment, the computer readable medium having computer readable instructions stored thereon which, when executed by one or more processors, configure the one or more processors for:
- scanning a paper bill into a digital image;
- locating on the digital image a label for sought information;
- searching within a predefined proximity of the label on the digital image for the sought information;
- identifying a payee for the paper bill using at least a portion of the sought information;
- and
- enrolling the payee into a bill pay system in response to a determination that the payee is not already enrolled in the bill pay system.
Dependencies are inferred from the claim text.