Systems and methods for automatic payment plan

A non-transitory computer-readable medium comprising computer-readable instructions for providing payment, said computer-readable instructions comprising instructions that:

• receive funding source data at an enterprise-wide database maintained by an institution for a payment to a first entity of a plurality of entities, the plurality of entities having access to the enterprise-wide database, and where the plurality of entities are accessible to a member of the institution through an institution website and determine whether the funding source data is already in the enterprise-wide database;
• in response to a determination that the funding source data is not in the enterprise-wide database, store the funding source data in the enterprise-wide database and present on the website a list of the member's accounts from each of the plurality of entities;
• in response to a determination that the funding source data is in the enterprise-wide database, advise the member that the funding source data was not duplicatively stored in the enterprise-wide database;
• receive an authorization from the member of the institution for a single entity of the plurality of entities to access the funding source data, where the authorization for the single entity allows each of the plurality of entities to access the funding source data;
• provide the funding source data, associated with the member of the institution and directed to a funding source, from the enterprise-wide database to a second entity of the plurality of entities, each of the entities affiliated with the institution that maintains the enterprise-wide database, and each of the entities having access to the enterprise-wide database containing the funding source data;
• initiate a payment of funds;
• and
• transfer the payment of funds to the second entity of the plurality of entities from the funding source based on the funding source data associated with the member of the institution.

A payment system, comprising:

• a processor;
• and
• memory resources coupled to the processor, the memory resources storing computer readable instructions thereon executable by the processor to:
• receive funding source data at an enterprise-wide database maintained by an institution for a payment to a first entity of a plurality of entities, the plurality of entities having access to the enterprise-wide database, and where the plurality of entities are accessible to a member of the institution through an institution website and determine whether the funding source data is already in the enterprise-wide database;
• in response to a determination that the funding source data is not in the enterprise-wide database, store the funding source data in the enterprise-wide database and present on the website a list of the member's accounts from each of the plurality of entities;
• in response to a determination that the funding source data is in the enterprise-wide database, advise the member that the funding source data was not duplicatively stored in the enterprise-wide database;
• receive an authorization from the member of the institution for a single entity of the plurality of entities to access the funding source data, where the authorization for the single entity allows each of the plurality of entities to access the funding source data;
• provide the funding source data, associated with the member of the institution and directed to a funding source, from the enterprise-wide database to a second entity of the plurality of entities, each of the entities affiliated with the institution that maintains the enterprise-wide database, and each of the entities having access to the enterprise-wide database containing the funding source data;
• initiate a payment of funds;
• and
• transfer the payment of funds to the second entity of the plurality of entities from the funding source based on the funding source data associated with the member of the institution.