Negotiable instrument electronic clearance systems and methods

A computer program product residing on a non-transitory processor-readable medium for analyzing electronic images of negotiable instruments, the computer program product comprising processor-readable instructions configured to cause a processor to:

• identify a first group of electronic files selected from a plurality of electronic files, wherein each of the electronic files in the first group corresponds to a negotiable instrument that exceeds a threshold monetary value, wherein:
• each electronic file of the plurality of electronic files comprises an image of a negotiable instrument, and
• each electronic file of the plurality of electronic files includes a plurality of data fields;
• sort the electronic files of the first group of electronic files into a plurality of subgroups, wherein each electronic file of the first group of electronic files is sorted into at least one subgroup;
• and
• identify candidates for further analysis from each subgroup of electronic files according to selection criteria, wherein the selection criteria applied to each subgroup vary.

A system for analyzing electronic images of negotiable instruments, the system comprising:

• a processor;
• and
• a memory communicatively coupled with and readable by the processor and having stored therein processor-readable instructions which, when executed by the processor, cause the processor to:
• identify a first group of electronic files selected from a plurality of electronic files, wherein each of the electronic files in the first group corresponds to a negotiable instrument that exceeds a threshold monetary value, wherein:
• each electronic file of the plurality of electronic files comprises an electronic image of a negotiable instrument, and
• each electronic file of the plurality of electronic files includes a plurality of data fields;
• sort the electronic files of the first group of electronic files into a plurality of subgroups, wherein each electronic file of the first group of electronic files is sorted into at least one subgroup;
• and
• identify candidates for further analysis from each subgroup of electronic files according to selection criteria, wherein the selection criteria applied to each subgroup vary.