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US 8,262,447 B2Granted
System and method for implementing a game for financial data extraction
AssigneeCapital One Financial Corporation
InventorsMartin Murrell, Melissa Ehresman, Michael Armstrong, Mina Buenviaje-Tice
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Abstract
A system and method of implementing a financial data extraction process including receiving information associated with a user, providing the user a game to play, the game being associated with a financial service environment, acquiring one or more responses from the user during game play, and determining one or more characteristics associated with the user based on the one or more responses acquired from the user during game play.
Claims22
A method comprising:
- receiving information associated with a user;
- providing the user a game application to play via a network;
- using a financial data extraction system, acquiring one or more responses from the user during game play;
- using the financial data extraction system, determining one or more characteristics associated with the user based on the one or more responses acquired from the user during game play, wherein the characteristics represent the user's risk tolerance, spending habits or creditworthiness;
- offering a financial product or service to the user based on the one or more characteristics.
2 more elements
A system comprising:
- an authentication receiver to receive information associated with a user;
- a game engine processor to provide the user a game to play and acquire one or more responses associated with the user during game play;
- a game database for storing the one or more responses acquired during game play in the financial service environment;
- an analysis module to determine one or more characteristics associated with the user based on the one or more acquired responses, wherein the characteristics represent the user's risk tolerance, spending habits or creditworthiness;
- and
- an offer module for offering a financial product or service to the user based on the one or more characteristics.
3 more elements
Dependencies are inferred from the claim text.