Gaming terminal and system with biometric identification

A method for creating a player identification usable in a gaming environment and having at least two authenticators, the method comprising:

• creating a first authenticator, wherein the first authenticator is a data storage device comprising reference biometric information for a player and financial information for the player;
• entering at least one more authenticator in the form of biometric data, wherein said at least one more authenticator comprises a low level security authenticator and a high level security authenticator;
• selecting one of the low level security authenticator and the high level security authenticator based on the financial information in the first authenticator;
• associating said first authenticator and said at least one more authenticator with the player and further identifying said first authenticator as an authenticator that will be the authenticator used for searching and identifying said player in a player identification database;
• and
• providing player identification at a game device having an associated biometric reader using said first authenticator and at least one of said at least one more authenticators.

A method for enabling electronic transfers using at least two authenticators where any authenticator that is not the first authenticator uses biometric data, in a gaming environment while using a game device having an associated biometric reader, the method comprising:

• having a first authenticator readable by a reader associated with said game device, wherein the first authenticator is a data storage device comprising reference biometric information for a player and financial information for the player;
• having a second authenticator different from said first authenticator and readable by a reader associated with said game device, wherein said second authenticator comprises a low level security authenticator and a high level security authenticator;
• having an entry in a player identification database, where said entry further comprises first authenticator data and second authenticator data;
• uniquely associating the player using a game device with an entry in said player identification database and recognizing a player request for an electronic transfer;
• acknowledging a desired electronic transfer;
• using said second authenticator to confirm and authorize said desired electronic transfer;
• and
• selecting the low level security authenticator or the high level security authenticator based on the desired electronic transfer and the financial information in the first authenticator.