Systems, methods and apparatus for receiving images of one or more checks
AssigneeUnited Services Automobile Association (USAA)
InventorsBharat Prasad, Reynaldo Medina
Life of this patent
Estimating the term…
Abstract
Images of a plurality of checks to be presented for payment may be captured through the use of a check sleeve. The check sleeve includes check-holding mechanism to hold one or more checks in place in the sleeve, and contains various types of markings or other features that allow an image of the sleeve to be oriented, and to allow the portion of the image that represents a check to be distinguished from portions of the image that do not represent a check. One or more algorithms may be used to distinguish check from non-check portions of the image, and to orient the image. The check sleeves may have one or more barcodes imprinted thereon, which may encode various types of information.
Claims20
A system for obtaining an image of a check, the system comprising:
- a memory:
- a processor disposed in communication with said memory, and configured to issue a plurality of processing instructions stored in the memory, wherein the processor issues instructions to:
- receive a first image of a first side of a sleeve that holds the check, said sleeve having a first barcode printed on said first side, wherein said first barcode was encoded without using information associated with the check;
- obtain information from said first barcode to direct deposit of said check;
- and
- present the obtained information and said first image to a banking system for depositing the check.
A processor-implemented method of obtaining an image of a check, the method comprising:
- receiving a first image of a first side of a sleeve that holds the check, said sleeve having a first barcode printed on said first side, wherein said first barcode was encoded without using information associated with the check;
- obtaining via a processor, information from said first barcode to direct deposit of said check;
- and
- presenting the obtained information and said first image to a banking system for depositing the check.
A computer-readable medium comprising computer-readable instructions for obtaining an image of a check, the computer-readable instructions executable by a processor to:
- receive a first image of a first side of a sleeve that holds the check, said sleeve having a first barcode printed on said first side, wherein said first barcode was encoded without using information associated with the check;
- obtain information from said first barcode to direct deposit of said check;
- and
- present the obtained information and said first image to a banking system for depositing the check.
Dependencies are inferred from the claim text.