Document manifest and publication in association with dataset quality control

An apparatus for publishing a set of documents corresponding to a mortgage loan application and confirming that the mortgage loan will be subsequently marketable to an investor in the secondary mortgage market, the apparatus comprising:

• an EQC request module, which receives a request to publish a set of documents that are usable in a closing for the mortgage loan;
• an EQC rules engine, in operative communication with the EQC request module, which accesses an electronic mortgage dataset that is used to populate the set of documents and applies a quality control process to the electronic mortgage dataset to verify that the electronic mortgage dataset is sufficient to populate and accurately provide the set of documents, and to verify that the electronic mortgage data set complies with a rule set that applies to determine whether the electronic mortgage dataset includes elements that support transferring the loan to the investor;
• and
• an EQC results module, in operative communication with the EQC request module and the EQC rules engine, which accommodates a publication of the set of documents by retaining a publication indication in association with the electronic mortgage dataset, the publication indication indicating a publication status for documents created from the electronic mortgage dataset while the electronic mortgage dataset remains in an unchanged state, and provides a quality control report that lists documents in the set of documents, associates the set of documents to the electronic mortgage dataset, and verifies the publication of the set of documents.

An apparatus for publishing a set of documents corresponding to mortgage loan applications and confirming that the mortgage loans will be subsequently marketable to an investor in the secondary mortgage market, the apparatus comprising:

• means for receiving a request to publish a set of documents that are usable in a closing for the mortgage loan;
• means for accessing an electronic mortgage dataset that is used to populate the set of documents;
• means for applying a quality control process to the electronic mortgage dataset to verify that the electronic mortgage dataset is sufficient to populate and accurately provide the set of documents and to verify that the electronic mortgage data set complies with a rule set that applies to determine whether the electronic mortgage dataset includes elements that support transferring the loan;
• means for accommodating a publication of the set of documents by retaining a publication indication in association with the electronic mortgage dataset, the publication indication indicating a publication status for documents created from the electronic mortgage dataset while the electronic mortgage dataset remains in an unchanged state;
• and
• means for providing a quality control report that lists documents in the set of documents, associates the set of documents to the electronic mortgage dataset, and verifies the publication of the set of documents.