Customer enrollment in a stored value card program
OwnerSheldon H. Foss, Jr., Dwight Harris +1inventors
InventorsSheldon H. Foss, Jr., Dwight Harris, Krishnamoorthy Srinvasan
Life of this patent
Estimating the term…
Abstract
Customer enrollment in a stored value card program is provided. One embodiment is a method for enrolling a customer in a stored value card program. One such method comprises: generating a list of unaffiliated stored value card programs; and when enrolling a new customer in a new stored value card program at a device, determining whether the new customer has a stored value account with one of the unaffiliated stored value card programs.
Claims18
A terminal for providing stored value card services, the terminal comprising:
- a data input device;
- and
- a customer enrollment module for enrolling a customer in a stored value card program, the customer enrollment module comprising:
- logic configured to read a first stored value card and identify a first stored value card account associated with the first stored value card, the first stored value card account comprising a first financial account uniquely associated with the customer;
- logic configured to establish a second stored value card account for a second stored value card, the second stored value card account comprising a second financial account uniquely associated with the customer;
- and
- logic configured to transfer at least a portion of a balance in the first stored value card account to the second stored value card account.
A method for enrolling a customer in a stored value card program, the method comprising:
- electronically reading a first stored value card at a terminal device;
- identifying in a database a first stored value card account associated with the first stored value card, the database linking the first stored value card account to a customer;
- creating in the database a second stored value card account and linking the second stored value card account to the customer;
- activating the second stored value card associated with the second stored value card account;
- and
- transferring at least a portion of a balance in the first stored value card account to the second stored value card account.
A computer program embodied in a tangible computer-readable medium and executable by a processor for enrolling a customer in a stored value card program, the computer program comprising:
- logic configured to read a customer account number from a first stored value card at a merchant terminal and identify a first stored value card account linked to a particular customer based on the customer account number and associated with the first stored value card;
- logic configured to establish a second stored value card account for a second stored value card, the second stored value card account linked to the customer;
- and
- logic configured to transfer at least a portion of a balance in the first stored value card account to the second stored value card account.
Dependencies are inferred from the claim text.