Method for using environmental classification to assist in financial management and services

A method for reducing financial risk associated with crop production, the method comprising:

• receiving an identification of a land base for crop productions;
• receiving a classification of the land base to determine an environmental classification;
• receiving an identification of a selected seed product for production;
• evaluating, via a processor, a relative risk associated with the production of different genotypes of comparison seed products by comparing predicted relative performance of plurality of comparison seed products, each comparison seed product having a genotype, wherein the predicted relative performance is at least partially based on predicted genotype by environment interactions between each comparison seed product and the environmental classification of the land base, and wherein the plurality of comparison seed products includes the selected seed product;
• determining a financial decision to reduce financial risk at least partially based on the risk associated with the use of the selected seed product relative to at least one other seed product within the plurality of comparison seed products;
• and
• providing an indication of seeds from the selected product for planting on the land base when the financial decision is favorable, wherein the financial decision is favorable when the risk associated with the use of the selected seed product is less than the risk associated with the at least one other seed product within the plurality of comparison seed products.